Smart Moves :: Persinger Group

The place where smart people who make smart decisions go to read, watch and listen online to insights and advice about home buying, home selling, homeownership, money, personal finance and real estate investing. Also the home of #insiderealestateshow and #snoholife  

Dec. 15, 2020

Why Is Saving For A Down Payment So Hard?

How much do you really need to save for a down payment?

There's a lot of confusion that exists out there, about how much do you really need.

In fact, when millennials were surveyed and asked, How much money do you need to save for a down payment?

Millennials responded with the average coming back at 32%. Millennials thought that you need to have a down payment of 32%.

But the reality is that people are only putting down 5.3%.

 

So how can that be?

Where is the disconnect?

 

In this article, we're going to cover the three reasons why it's so hard to save for a down payment, don't make it harder:

  1. Appreciation
  2. Inflation
  3. Motivation

When we talk to potential Homebuyers, they typically think they need 20%. That's the number that we usually see from home buyers out there.

But then, to see these numbers think you need a 32% down payment, when on average home buyers are only putting down 5.3%. And look, in our own neighborhood, we've helped a number of buyers buy with zero down.

There's a lot of programs where you can buy with 5%, 3% even 0% down.

So how can this be? Where's the disconnect from this?

Well, if you keep thinking you're going to try to save up for a down payment, whether that's 20% down payment or a 32% down payment...

If you keep trying to save for that, it feels like you're chasing a ball down the hill. The ball is just going to pick up more and more speed and you're never quite catch up. 

Well, why is that?

Here are three things you should think about when it comes to saving that down payment:

3 three reasons why it's so hard to save for a down payment:

 

1. Appreciation

Appreciation doesn't mean that you appreciate the value of the money and the value of the home.

It means how the home value goes up. 

So let's say you're looking at homes for sale for around $400,000 in our area.

In Snohomish County that is pretty typical, pretty normal, pretty average. And let's say that the home values are going to go up about 7% over the next year. 

This means you need to save $28,000 just to keep pace just to buy the same house next year.

You're gonna have to save an additional $28,000. In the next year!

 

Does that make sense?

So if you're looking at a $400,000 home, it goes up 7% in value. You need to save $28,000 more this year just to keep pace.

A lot of people can't save that type of money, so the question becomes: Can you save that much money, or are you just spinning in your wheels, delaying, getting something that you could get right now?

 

2. Inflation

Inflation is the reason why 20 years ago you could buy a candy bar for 50 cents and a can of Coke for 50 cents, and now it costs a $1.50.

But most people just think the costs of things increase every year.

But the way to think about inflation is the value of your dollar decreases almost every single year. It's not necessarily the cost of things increasing. It's the value of your dollar is decreasing.

So something to consider moving forward with what happened this year. And as the government's pumped in trillions of dollars into the economy: Do you think your dollar is going to be worth more or less over the next few years?

 

3. Motivation

The third reason why it's so hard to save for a down payment is motivation.

We've talked about appreciation, home values going up. It feels like you're chasing a ball down the hill. We've talked about inflation, the value of your dollar is going down every year.

This brings us to motivation.

It's hard to stay motivated with appreciation and inflation going on. So you get to a point where you're we have $10,000, $15,000, $20,000 saved up and now wonder "Is it even worth it?"

I'm saving money. But the home that I wanted to buy last year is now worth $28,000 more. Maybe I should just buy a new car or go on a nice vacation or go out to a nice dinner.

 

The three reasons why it's so hard to save up for a down payment, and probably why it doesn't actually make sense to try to save up for that 20% or even 32% down payment.

 

As I said, there's plenty of programs out there where you could get into a home for much, much less down payment.

If this is something that you're interested in and you want help figuring out how much money do you need to save, what's the right down payment for you based upon what you're looking for in your next home visit persingergroup.com/buying.

And another thing I'd ask if this was helpful or you know someone that is struggling with one of these things and they want to buy, share this article with them.

---

 

Darin Persinger has been a licensed Realtor since 1997, but this wasn't the start of his real estate career. In high school, Darin started a "yard sign" business for the local real estate agents. In the dead of winter in Wisconsin, Darin drove around his Dad's little Dodge Ram truck installing real estate yard signs. He now helps clients buy homes andsell real estate in Snohomish County with his wife Katherine

Posted in Buying
Nov. 18, 2020

How To Buy First Home When Tired Of Renting

On March 25, 1967, Daredevil Evel Knievel did his first televised jump on ABC’s Wide World Of Sports. Riding a Triumph, Evel jumped over 15 cars.

ABC didn’t broadcast the jump live, because they thought he’d crash.

Evel would go on to make seven more appearances on the Wide World of Sports. In 1973, riding a Harley-Davidson, Evel successfully jumped over 50 stacked cars at the Los Angeles Memorial Coliseum. The record wasn’t broken until 2008.

Evel Knievel was famous for making big jumps and clearing large gaps.

dont crash trying to buy a home

But when it comes to buying a home, maybe you shouldn’t try to be a daredevil like Evel. Trying to jump from renting to a dream home.

Start small. Start where you can start.

What we're going cover in this article on buying your first home:

1. The Three Areas Of Getting Ready To Buy

2. The Importance of Starting Where You Can Start

3. The Three Things That Make A Dream Home

 

The Three Areas Of Getting Ready To Buy

There are three areas you need to be ready in before buying a home.

1. Getting Ready Financially 


Many first-time buyers think about getting ready to buy a house as being ready financially. Ex. paying down debt, saving up for a down payment, making sure they can afford the monthly mortgage, having reserves, etc.

Fear of finances

Just over half (56%) of all buyers who don't own a home today but want to say they're not pursuing it because they fear they won't qualify for a loan, according to a survey by LoanDepot. 

While 71 percent of all Americans who want to buy a home in the next two years will need financing, 89 percent haven't actually taken any steps to see if they could get a home loan. Specifically, three quarters (74%) of people who want to buy a home but fear they won't qualify for a mortgage admit they haven't taken any steps to qualify.

Many would-be-home-buyers take themselves out of the game before they ever get in the game. 

2. Getting Ready Mentally (Psychological)

Are you ready psychologically? Are you ready for homeownership?  

A lot of energy, focus and time is spent in getting ready financially, but what's interesting is a lot of buyers are ready in that category. But because they're not ready in their heads, they don't even sit down and talk to a mortgage lender.

They talk themselves out of even taking the first step and say to themselves, "I'm not ready because of my finances." or “I have too much debt.” 

3. Getting Ready Emotionally 

7 years ago we were living in a condo.

I had to go up and downstairs to take Pearl the French Bulldog out.

The best she got for “sun” time was on our patio.

I told Katherine that I wanted a yard for Pearl.

She wasn’t going to live much longer and I wanted her to have a yard.

A yard to run around in.

A yard to sunbath in.

A yard to just got outside with the open of a door.

We wanted a few more things in our home, but a yard for Pearl was the #1 driving search criteria.

We found a home.

It had a yard.

And there was not much else about the home we liked.

But we bought it.

And buying that home, allowed us to buy a next home.

And then a next home.

And here is Pearl (still alive) enjoying the sun and a much, much bigger yard.

Some people might think we settled on that first home that had a yard for Pearl.

But we were clear about the benefits we wanted, not just the features and dimensions of the home.

That home not only gave us a yard for Pearl. It was the home we brought our first baby home to.

I 100% get wanting your home to have a garage, and bathroom on the main level, and quartz countertops (that home had none of those things).

But sometimes you gotta start where you can start.

You’re not settling. You’re starting.

The Importance of Starting Where You Can Start

Again, we don’t have to do a death-defying jump, like Evel Knievel, from Point A to Point K. 

Starting where you can start and use that as a stepping stone to your next home and closer to your dream home. 

In 2020, millennials were more likely than other groups to believe that they will live in their dream home at some point in their life (research from Coldwell Banker, 2020):

  • Millennials: 81%
  • Gen Xers: 75%
  • Boomers: 67%

From experience, they’re also more likely to postpone buying their first home. (The median age for first-time homebuyers is 33.)

So, Millennials are starting later and expecting more.

But according to data from the Federal Reserve indicates the net worth of a homeowner is actually over 40 times greater than that of a renter. A homeowner’s net worth is $254,900 vs a renters $6,270.

We’re told to start investing early. Max out 401k’s and IRA’s. The same principle can easily apply to buying a home. 

We have a client and friend named Sam.

Sam did two things:

1.  Made homeownership a priority

2.  Started where she could start

Sam recently, bought a new construction home for herself and her daughters. She can afford it easily because she had a 50% DOWN PAYMENT for that home.

How?

Sam works in a restaurant. And 7 years ago, she didn’t have a huge down payment, but she said to Katherine, “I’m thinking about buying a condo.” 

With a small down payment, she got into that condo. A few years later, she now had paid down the principle, increased her equity and saved up more money. She sold the condo and bought a townhome with a 20% down payment. 

That first step and next step allowed her to get to a new construction home with 50% down. 

The Three Things That Make A Dream Home

Your Dream Home Model, Persinger GroupWe define a dream home as a home that is the location you want, the style you want, and at a price, you can afford. 

Typically you’ll get two out of three. 

If you want to be in that great location, to be able to afford it, you probably won’t get the style you want. For example, maybe it’s a two-bedroom, dated, condo, instead of a three-bedroom, brand new, single-family home with a yard. 

Or maybe you want a certain style of home. You want a modern farmhouse style on 5 acres. And because of the price, you can only afford up to $X. You’ll probably discover that the location won’t be as ideal as you’d like. You’ll be further out of town, or in an area that would not be your first choice. 

But if you are lucky enough to able to get all three without sacrifice or compromise... Congrats, you just got your dream home. 

The reality is though unless you’re a start-up millionaire, celebrity or professional athlete, your first home probably won’t be your dream home.

But your first home can be a stepping stone to your dream home.

WHAT NOW?

If you're ready to take the first step into learning more about how Cantrell Persinger can help you buy your first home. Check out our proprietary guide, '7 Costly Mistakes Home Buyers Make.' 

One of the things that keep people where they are instead of where they want to be is misinformation and myths. Side-step these mistakes and save yourself time, money, frustration and disappointment during your home buying journey. 

Instant download by visiting http://costlymistakeshomebuyersmake.com

When you are ready to get your questions answered, let's talk. We have a process that helps you get your money right, find the right home and write the right offer. Over 50+ combined real estate excellence and expertise can show the first steps and the next steps in a quick call.

Pick a time to talk http://smartmovescall.com/

Posted in Buying
Oct. 19, 2020

Buying A Home Is Like Finding Sunken Treasure

$17 billion of treasure.

That is what is rumored to be on the legendary San Jose, a sunken Spanish ship.

In 1698, the San Jose was part of the Spanish treasure fleet, a convoy of ships tasked with transporting valuable items from the Spanish Empire back to Spain.

Risky business: Spain and France were involved in the War of the Spanish Succession, a conflict that pitted the two countries against England and that involved attacks on Spanish trade vessels like the San Jose.

The San Jose came under attack and supposedly, with all it’s treasure sunk in 1708. 300 years later, some salvagers believed they had finally found it and identified it. This set off an in court and out of court battle over who discovered it first.

Even though the ship and treasure have been found, it still doesn’t belong to anyone. It’s one thing to find the treasure. It’s another thing to bring the treasure home.

In this article about home buying, we're going cover:

  1. Why Finding A Home Is Easy

  2. Buying The Home Is Harder

  3. How The Right Sequence Helps

Why Finding A Home Is Easy

The home search is the fun, easy partHome buyers could start with a Google search, “homes for sale in Lake Stevens” or “condos for sale in Everett” - you’ll find plenty of places to start your home search online.

Home buyers could of course start at CantrellPersinger.com - where we have every home for sale from Whatcom to Pierce, from every real estate broker.

Some home buyers start at Zillow or Realtor.com

Starting the home search online is an obvious and easy way to go.

It’s fun to swipe through the new listings. See what’s available and look at the pictures.

Maybe you even go out on the weekends, get a cup of coffee and pop into some open houses.

Finding the home can be easy and fun.

But that’s just the start…

:: DID YOU KNOW? ::

According to the National Association of Realtors Homebuyer Report, 33% of the time a real estate agent found the home a buyer purchased. So even though you have access to these tools and search yourself, having a Realtor who understands the market and your search criteria is still critical.

It should be noted that Persinger Group finds the property for our buyer clients 2/3’s of the time. Why are we double the normal? Probably because of our system, communication and ability to help our buyer clients communicate to us.

If you’re struggling with finding your home start you can schedule a Smart Moves Call at http://smartmovescall.com/

Why Buying The Home Is Harder

Once you find the home, you have to buy the home.

This means:

  • The offer
  • The inspections
  • The negotiation
  • The transaction
  • Etc,

Stressed from home buyingHow should you craft an offer to get it accepted?

You don’t want to overpay, but you don’t want to miss out on either.

The offer depends on the market. And every market has multiple markets.

How do you know if you’re overpaying?

What if your offer is rejected and another buyer gets your home?

What happens if something is found during the inspection? What can you ask for? Does it ever make sense to not do an inspection?

Do you know what to look for in a resale certificate?

Why is earnest money so important?

These questions are just the tip of the iceberg?

How The Right Sequence Helps

"The time you want the map is before you enter the woods." - Brendon Buchard

take the right steps when buying a homeIf you’re trying to buy a home before you’ve pre-approved, you’re putting the cart before the horse.

If you’re trying to find the right home before you’ve found the right real estate agent, you’ll start scrambling and stressing when you do find the right home.

You’ve entered the forest, got lost, and now realize you should have brought a map.

You could try to solve a math problem any way you want, but you’ll probably get the wrong answer.

You could do this math problem left to right…

4 + 2 × 3 = 18 ---> (4 + 2)×3 = 6×3 = 18

...or you could multiply first: 4 + 2 × 3 = 10 ---.> 4 + (2×3) = 4 + 6 = 10

Which answer right?

10 or 18.

Luckily, we know there is a sequence to solving math problems. PEMDAS.

As is with most things, sequence matters.

But we insist on doing things out of order, which causes the problems, frustrations, mistakes and getting things wrong.

Start with the right first steps and everything else is easier.

Now, then next.

Today we discussed the difference between finding a home and buying a home. And the importance of taking the right steps in the right order.

Most of our clients, when they’re just curious, start their home search on our website. It has every listing, from every brokerage. It’s update every 6 minutes. Saves your favorites. And makes it easy to schedule showings online. https://persingergroup.com/buying

And when you're ready to get serious, let’s talk. In a short 30 minute call I can show you how to implement this system into your business using our proven framework. Book your call at http://smartmovescall.com

Posted in Buying
Oct. 7, 2020

Are You Getting Your Home Ready For Sale Using Nike's Secret?

 First Fit.  First impression.   For the majority of home buyers, the first impression is actually online. Before they ever decide to come out and take a look at your home before they schedule that private tour, they're looking at their phone, they're looking at their computer.

 

A few years ago, to get into better shape, I decided it was time to start running.

I realized that I would need some help with this process because I had never been a runner before.

Never.

So I went to a local shoe store that specializes in shoes for runners, in fact, marathon running.

The first thing that they did was assess how I walked and how I ran. Then they made a few recommendations for shoes that would fit my stride, my style of running and my weight at that time.

I remember they recommended three specific shoes and one pair was Nike. When I tried on the Nike shoes, they were by far the most comfortable shoes of the three pairs. I said this out loud and the shoe consultant, running consultant, I guess we'll call them said to me that is what Nike does.

Nike is great at that.

Nike specializes in what they call First-Fit.

Nike believes if their shoe is the most comfortable shoe the first time you try it on, you’ll buy their shoe.

Today we'll discuss how to get your home ready for sale so it feels like Nike First Fit

  1. Why Nike Does First Fit
  2. Getting Your Home Ready
  3. Major Mistakes Getting Home Sell Ready

Why Nike Does First Fit

When I got home, I Googled this.

Nike First-Fit.

I couldn't find any information about this online.

So I don't know if he's making this up or if this is just a real hush, hush industry secret. But he said, Nike designs their shoes, they're made that way to feel really comfortable when you try them on in the store, that first fit.

And that of course makes sense when you think about it.

Why would you buy a less comfortable shoe… especially when it’s something that is going to be used for sports, running, etc?

Getting Your Home Ready

When it comes time to sell your home, thinking about First-Fit matters.

We believe First-Fit happens a few times when selling a home.

First Fit is the first impression.

The first impression not just in person, but also online.

This is why we feel staging vacant homes at no additional cost to our clients is so crucial. It doesn't matter. The price point could be a $200,000 condo. Could be a $2 million home. Those first impressions matter, just like the Nike First-Fit matters.

This might be why Nike is one of the most dominant brands in the world.

This is also why we put so much of our own time and our own money into the pictures and the videos of the homes that we are selling. (Check out our 10K Views Guarantee.)

First-Fit.

First impression.

For the majority of home buyers, the first impression is actually online. Before they ever decide to come out and take a look at your home before they schedule that private tour, they're looking at their phone, they're looking at their computer. They're looking online to see if, if that home is a fit for them, they're trying to get a feel for it. They don't want to waste their time looking at a home that doesn't feel right to them. They're basing this feeling completely off of pictures and video they see online.

The last thing that you want when you're trying to sell your home is for a potential home buyer to say no to it before they ever step foot in your home.

And we've made a getting your home ready for sale process to take advantage of this First Fit idea.

2 Major Mistakes Getting A Home Sell Ready

When it comes to getting a home sell ready, there are two major, costly mistakes sellers make.

This is why we’ve made getting a home sell ready super easy for our clients.

It’s three steps and you can read about that at the end of this article, but first...

Getting Sell Ready Major Mistake

#1 Spending too much money

Many home sellers believe that expensive projects will help them sell their home for the most money.

They start ripping out carpet and installing hardwood floors.

Or they do a complete kitchen remodel.

The reality is in most situations homeowners won't get their money back out on costly remodeling projects.

According to Remodeling Magazine’s 2020 Cost vs. Value Report, depending on the size of the job, you’ll likely recoup 66% to 85% back on a kitchen remodel in the Seattle area.

For example, they show an average of spending $76,000 on a midrange upgrade, but only getting about $50,000 back in resale value.

Not only is that expensive, but it also leads to major mistake number two. 

#2 Wasting time

When selling, a homeowner probably has other things going on in their life. Not just the packing and moving, but maybe a new job, a newborn, or something like a death or divorce. 

So we believe, why add more stress to an already stressful situation?

We’ve experienced many home sellers tell us that they’ve spent their nights and weekends for the last few months “getting their home ready” before even contacting us.

You don’t have to try to impress us, the real estate advisors.

You bring us in to help you impress the real estate buyers.

After those nights and weekends, many of the wrong projects were done.

It took longer to get on the market than they wanted and they wasted time and money doing projects that didn’t need to be done.

DON'T WASTE YOUR TIME AND MONEY DOING THINGS TO GET YOUR HOME READY FOR SALE THAT WON'T HELP IT SELL FOR MORE.

Get your home sell ready with the Sell Ready GuideWHAT’S NEXT?

Three Steps To Getting Selling Ready

1. Visit getsellready.com

You'll be able to get access to our guide that shows you the major steps to take, to get your home sell ready, and also our 47 point checklist to make it easy to know what to do to get your home sell ready.

2. Hop on a quick phone call with us.

The short, quick phone call will give us a better understanding of where you're at, what you're trying to do in the timeline that you're trying to do with it. The small time investment up front saves you a big chunk of time later in the middle of the transaction when things are a little bit more stressful already.

3. Home Walkthru.

This allows us to give sellers suggestions on what to do, what not to do or alternatives. This can save our clients a bunch of time and a bunch of money by helping them focus on the projects that truly matter to get their home sell ready.

Our clients, who are able to save the most money, put the most money in their pocket and have the smoothest home sale are the ones that connect with us weeks - if not months before. They're getting ready to sell their home so we can help them figure out what projects to do, which projects not to do and different ideas.

Click over to getsellready.com to get started.

Darin and Katherine Persinger

Posted in home selling tips
Sept. 10, 2020

Get Ready to Buy a Home In These 3 Areas

Getting Ready to Buy?

Getting Ready To Buy A Home

There are three areas you need to look for before buying a home.

  1. Financial

  2. Mental (Psychological)

  3. Emotional

 

Many first-time buyers think about getting ready to buy a house as being ready financially. Ex. paying down debt, saving up for a down payment, making sure they can afford the monthly mortgage, having reserves, etc.

 

But are you ready psychologically? Are you ready for homeownership? Do you see what homeownership does for you? 

 

And on the emotional side, like being ready emotionally?

 

A lot of energy, focus and time is spent in getting ready financially, but what's interesting is a lot of buyers are ready in that category. But because they're not ready in their heads and in their hearts, they don't even sit down and talk to a mortgage lender.

 

They talk themselves out of even taking the first step and say to themselves, "I'm not ready because of my finances." If you want to get ready, make sure you're ready in your head and then your heart, then talk to a mortgage lender and weigh your options. Look at what your situation is and then decide if you're ready.

 

Those are the three areas you need to get ready in -

  • with your money
  • with your head
  • and with your heart

____________________

PS When you’re ready here are 3 ways we can help you right now...

1. If you’re a first time buyer… get your free guide, 7 Costly Mistakes Home Buyers Make http://costlymistakeshomebuyersmake.com/

2. If you’re a Home seller, get access to our Get Sell Ready guide, it will show you how to get your home ready without spending a fortune or wasting your nights and weekends updating and remodeling. http://getsellready.com/

3. Get access here Hop on a Smart Moves Call with us… Get clarity about what to do next, get your questions answered and get an action plan customized to you and your timeline. http://smartmovescall.com/

Posted in Buying
July 19, 2020

3 Simple Things To Get Your Home Ready For Sale

We call this O.C.D. 

3 Simple Things To Do To Get Your Home Ready For Sale

 

CLICK HERE FOR THE GET SELL READY GUIDE

 

 

Posted in home selling tips
March 25, 2020

Lake Stevens Home Owners Go to the Parks to Stay Active while Social Distancing

Lake Stevens home owners explore parks.If it is getting boring staying at your Lake Stevens home, consider getting outside and exploring the parks in the city. It is a great way to still practice social distancing, but rejuvenate in the outdoors. There are close to 195 acres of parks, trails, and open space available to residents. Just be sure to use precautions when out in public. Try to stay at least six feet away from other groups of people, do not allow children to play on playgrounds, and use caution if touching hand rails or other features in the parks. Wash your hands upon returning home and do not touch your face while out and about.

Explore Centennial Woods Near Your Lake Stevens Home

When the weather is nice, head to Centennial Woods. This 6.5 acre nature park is near the Centennial Trail and offers stretches of gravel trails that connect to Catherine Creek Park. Wind through wetlands, enjoy the green of the ferns, and gaze up at maple, hemlock, and cedar trees. Catherine Creek Park also offers unpaved trails as well as a grassy meadow and an 18-hole disc golf course. This park is located near Mt. Pilchuck Elementary School, between 20th Street NE and 16th Street NE.

If water is soothing to you, head to North Cove Park. This park spans four acres on the northeast end of the lake. Walk through a grassy meadow to a public boardwalk and pier. In the future, watch for special events to happen here, like the annual Aquafest. Mill Cove Reserve is also located on the lake. This is a great place to come watch birds and other wildlife. Eagle Ridge Park is a work in progress, and spans 28 acres. Find passive nature trails as well as the Lake Stevens Senior Center and the Eagle Ridge Community Garden. Plans are in the works to turn a barn on the property into an interpretive center. Read more about these parks and find others near your Lake Stevens home on the city website

 

March 23, 2020

People Living in Monroe Beat Stress at the Park

People living in Monroe go to the park.Most people living in Monroe are being faced with a new reality of self isolation and staying at home. However, some fresh air and time in the outdoors is a great idea to beat cabin fever. Parks in the city of Monroe are open and ready for visitors, just be mindful to keep your distance from other groups of people and avoid play structures for now to ensure there is no exposure to lingering germs. Studies have shown that even a few minutes outdoors in nature can help to ease anxiety and reduce stress naturally.

Enjoy the Outdoors Living in Monroe By Visiting City Parks

Rejuvenate at Lewis Street Park and in Al Borlin Park. These two parks are connected by a pedestrian bridge that crosses Woods Creek. Lewis Street Park is located on State Route 203 just north of the lovely Lewis Street Bridge. This park is the oldest in the city and is home to impressive cedar trees. There is an updated play area for children to explore once the threat of the virus passes, but for now the soft-surface trail system offers nice views of the Skykomish River. Restroom facilities are available for guests. The parking area to the south of the park provides easy access to Lewis Street Park as well as a boat launch on the west side of the bridge.

Al Borlin Park spans 90 acres and is the largest in Monroe. It is easy to spread out here and enjoy nature. This park is thickly wooded and situated on a peninsula formed by the Skykomish River and Woods Creek. Explore the 1.2 miles of gravel trails. Watch for bald eagles and fish in the river. Also take advantage of the picnic area. Visit the city of Monroe website to find more information about all of the parks available to those living in Monroe. Beat cabin fever and explore the city’s parks. 

 

March 18, 2020

Kids from Lake Stevens Real Estate Get Good Care at the Boys and Girls Club

Kids from Lake Stevens real estate have a blast at spring break camp.The Bargreen Lake Stevens Boys and Girls Club is a wonderful asset to Lake Stevens real estate owners. In this time of crisis, the club is open and operating on a regular non-school day schedule. Parents who need a safe place for their kids to be while they work are invited to check out the options here. Of course, any child or staff member who is sick will be sent home. In addition to these services, Spring Break Camp is coming up March 30th through April 3rd. This will be a great chance to let children have some fun and spend time with friends. Camps are available for those in kindergarten through 8th grade.

Kids Who Live in Lake Stevens Have Fun During Spring Break

The club will be open from 6 a.m. to 6 p.m. The cost is $170 for a full week, $130 for three days, or $45 daily. There will be themes for each day as well as arts and crafts, games, sports, and other club activities. Monday is crazy hair day, Tuesday is picnic day, Wednesday is moustache day, Thursday is pajama day, and Friday there will be a bouncy house and face painting. Students will need to bring a sack lunch each day.

In addition to spring break camp, keep the Boys and Girls Club in mind for summer childcare and other special events. Take advantage of Kids Night Out offered the second Friday of every month for children in kindergarten through 5th grade. Drop the kids off from 6:30 p.m. to 9:30 p.m. for a pizza party and lots of fun. Teen Night is offered every 3rd Friday of the month from 6:30 p.m. to 9:30 p.m. This is for those in 6th grade and up. Participants will have a great time with friends eating food, dancing, playing video games, and more. All who have children and live in Lake Stevens real estate are invited to learn more about what the Bargreen Lake Stevens Boys and Girls Club has to offer. 

 

March 16, 2020

Monroe Properties Come to Life with Library E-Resources

Everyone from Monroe properties has fun with library e-resources.With the reality of many people being asked to stay in their Monroe properties for public safety, there are many digital resources available through the Monroe Library. These resources can help to make long days stuck at home go faster and keep the mind engaged. Ebooks and audiobooks can be downloaded through OverDrive. Find selections for kids, teens, and adults. Get the Libby app for iOS or Android or borrow available selections to read or listen to on your home computer.

Not only are there books to look at, but also magazines through RBdigital magazines. Get caught up on what is going on by reading Newsweek. Find some new recipes in Woman’s World. Indulge in the world of celebrities by reading Star or In Touch Weekly. Read about a new place in the world in National Geographic. There are many magazines to choose from for any age and interest.

Kids in Monroe Properties Have Fun with E-Learning Apps

There are many digital opportunities for children. Keep them engaged in educational materials while school is not in session. There are many different formats and services to choose from. In addition to Overdrive and RBdigital, Take a look at BookFlix, Kanopy Kids, Hoopla, and Beanstack. Find interactive eBooks, audiobooks, videos, movies, shows, activities and apps. Stories read by Sno-Isle Library staff and YouTube videos made by Sno-Isle libraries are also available.

All of these resources can be found on the online library tab of the Sno-Isle web page. While there, also take a look at the research resources and online learning opportunities. Find video tutorials, practice tests, driving practice tests, courses to learn languages, and the Microsoft Imagine Academy. There is much to explore for those spending time inside Monroe properties. Use this time to read, learn, and grow thanks to the digital resources available from the Sno-Isle Library System. All can be accessed with your library card.