Smart Moves :: Persinger Group

The place where smart people who make smart decisions go to read, watch and listen online to insights and advice about home buying, home selling, homeownership, money, personal finance and real estate investing. Also the home of #insiderealestateshow and #snoholife  

Sept. 10, 2020

Get Ready to Buy a Home In These 3 Areas

Getting Ready to Buy?

Getting Ready To Buy A Home

There are three areas you need to look for before buying a home.

  1. Financial

  2. Mental (Psychological)

  3. Emotional


Many first-time buyers think about getting ready to buy a house as being ready financially. Ex. paying down debt, saving up for a down payment, making sure they can afford the monthly mortgage, having reserves, etc.


But are you ready psychologically? Are you ready for homeownership? Do you see what homeownership does for you? 


And on the emotional side, like being ready emotionally?


A lot of energy, focus and time is spent in getting ready financially, but what's interesting is a lot of buyers are ready in that category. But because they're not ready in their heads and in their hearts, they don't even sit down and talk to a mortgage lender.


They talk themselves out of even taking the first step and say to themselves, "I'm not ready because of my finances." If you want to get ready, make sure you're ready in your head and then your heart, then talk to a mortgage lender and weigh your options. Look at what your situation is and then decide if you're ready.


Those are the three areas you need to get ready in -

  • with your money
  • with your head
  • and with your heart


PS When you’re ready here are 3 ways we can help you right now...

1. If you’re a first time buyer… get your free guide, 7 Costly Mistakes Home Buyers Make

2. If you’re a Home seller, get access to our Get Sell Ready guide, it will show you how to get your home ready without spending a fortune or wasting your nights and weekends updating and remodeling.

3. Get access here Hop on a Smart Moves Call with us… Get clarity about what to do next, get your questions answered and get an action plan customized to you and your timeline.

Posted in Buying
July 19, 2020

3 Simple Things To Get Your Home Ready For Sale

We call this O.C.D. 

3 Simple Things To Do To Get Your Home Ready For Sale





Posted in home selling tips
March 25, 2020

Lake Stevens Home Owners Go to the Parks to Stay Active while Social Distancing

Lake Stevens home owners explore parks.If it is getting boring staying at your Lake Stevens home, consider getting outside and exploring the parks in the city. It is a great way to still practice social distancing, but rejuvenate in the outdoors. There are close to 195 acres of parks, trails, and open space available to residents. Just be sure to use precautions when out in public. Try to stay at least six feet away from other groups of people, do not allow children to play on playgrounds, and use caution if touching hand rails or other features in the parks. Wash your hands upon returning home and do not touch your face while out and about.

Explore Centennial Woods Near Your Lake Stevens Home

When the weather is nice, head to Centennial Woods. This 6.5 acre nature park is near the Centennial Trail and offers stretches of gravel trails that connect to Catherine Creek Park. Wind through wetlands, enjoy the green of the ferns, and gaze up at maple, hemlock, and cedar trees. Catherine Creek Park also offers unpaved trails as well as a grassy meadow and an 18-hole disc golf course. This park is located near Mt. Pilchuck Elementary School, between 20th Street NE and 16th Street NE.

If water is soothing to you, head to North Cove Park. This park spans four acres on the northeast end of the lake. Walk through a grassy meadow to a public boardwalk and pier. In the future, watch for special events to happen here, like the annual Aquafest. Mill Cove Reserve is also located on the lake. This is a great place to come watch birds and other wildlife. Eagle Ridge Park is a work in progress, and spans 28 acres. Find passive nature trails as well as the Lake Stevens Senior Center and the Eagle Ridge Community Garden. Plans are in the works to turn a barn on the property into an interpretive center. Read more about these parks and find others near your Lake Stevens home on the city website


March 23, 2020

People Living in Monroe Beat Stress at the Park

People living in Monroe go to the park.Most people living in Monroe are being faced with a new reality of self isolation and staying at home. However, some fresh air and time in the outdoors is a great idea to beat cabin fever. Parks in the city of Monroe are open and ready for visitors, just be mindful to keep your distance from other groups of people and avoid play structures for now to ensure there is no exposure to lingering germs. Studies have shown that even a few minutes outdoors in nature can help to ease anxiety and reduce stress naturally.

Enjoy the Outdoors Living in Monroe By Visiting City Parks

Rejuvenate at Lewis Street Park and in Al Borlin Park. These two parks are connected by a pedestrian bridge that crosses Woods Creek. Lewis Street Park is located on State Route 203 just north of the lovely Lewis Street Bridge. This park is the oldest in the city and is home to impressive cedar trees. There is an updated play area for children to explore once the threat of the virus passes, but for now the soft-surface trail system offers nice views of the Skykomish River. Restroom facilities are available for guests. The parking area to the south of the park provides easy access to Lewis Street Park as well as a boat launch on the west side of the bridge.

Al Borlin Park spans 90 acres and is the largest in Monroe. It is easy to spread out here and enjoy nature. This park is thickly wooded and situated on a peninsula formed by the Skykomish River and Woods Creek. Explore the 1.2 miles of gravel trails. Watch for bald eagles and fish in the river. Also take advantage of the picnic area. Visit the city of Monroe website to find more information about all of the parks available to those living in Monroe. Beat cabin fever and explore the city’s parks. 


March 18, 2020

Kids from Lake Stevens Real Estate Get Good Care at the Boys and Girls Club

Kids from Lake Stevens real estate have a blast at spring break camp.The Bargreen Lake Stevens Boys and Girls Club is a wonderful asset to Lake Stevens real estate owners. In this time of crisis, the club is open and operating on a regular non-school day schedule. Parents who need a safe place for their kids to be while they work are invited to check out the options here. Of course, any child or staff member who is sick will be sent home. In addition to these services, Spring Break Camp is coming up March 30th through April 3rd. This will be a great chance to let children have some fun and spend time with friends. Camps are available for those in kindergarten through 8th grade.

Kids Who Live in Lake Stevens Have Fun During Spring Break

The club will be open from 6 a.m. to 6 p.m. The cost is $170 for a full week, $130 for three days, or $45 daily. There will be themes for each day as well as arts and crafts, games, sports, and other club activities. Monday is crazy hair day, Tuesday is picnic day, Wednesday is moustache day, Thursday is pajama day, and Friday there will be a bouncy house and face painting. Students will need to bring a sack lunch each day.

In addition to spring break camp, keep the Boys and Girls Club in mind for summer childcare and other special events. Take advantage of Kids Night Out offered the second Friday of every month for children in kindergarten through 5th grade. Drop the kids off from 6:30 p.m. to 9:30 p.m. for a pizza party and lots of fun. Teen Night is offered every 3rd Friday of the month from 6:30 p.m. to 9:30 p.m. This is for those in 6th grade and up. Participants will have a great time with friends eating food, dancing, playing video games, and more. All who have children and live in Lake Stevens real estate are invited to learn more about what the Bargreen Lake Stevens Boys and Girls Club has to offer. 


March 16, 2020

Monroe Properties Come to Life with Library E-Resources

Everyone from Monroe properties has fun with library e-resources.With the reality of many people being asked to stay in their Monroe properties for public safety, there are many digital resources available through the Monroe Library. These resources can help to make long days stuck at home go faster and keep the mind engaged. Ebooks and audiobooks can be downloaded through OverDrive. Find selections for kids, teens, and adults. Get the Libby app for iOS or Android or borrow available selections to read or listen to on your home computer.

Not only are there books to look at, but also magazines through RBdigital magazines. Get caught up on what is going on by reading Newsweek. Find some new recipes in Woman’s World. Indulge in the world of celebrities by reading Star or In Touch Weekly. Read about a new place in the world in National Geographic. There are many magazines to choose from for any age and interest.

Kids in Monroe Properties Have Fun with E-Learning Apps

There are many digital opportunities for children. Keep them engaged in educational materials while school is not in session. There are many different formats and services to choose from. In addition to Overdrive and RBdigital, Take a look at BookFlix, Kanopy Kids, Hoopla, and Beanstack. Find interactive eBooks, audiobooks, videos, movies, shows, activities and apps. Stories read by Sno-Isle Library staff and YouTube videos made by Sno-Isle libraries are also available.

All of these resources can be found on the online library tab of the Sno-Isle web page. While there, also take a look at the research resources and online learning opportunities. Find video tutorials, practice tests, driving practice tests, courses to learn languages, and the Microsoft Imagine Academy. There is much to explore for those spending time inside Monroe properties. Use this time to read, learn, and grow thanks to the digital resources available from the Sno-Isle Library System. All can be accessed with your library card. 


March 11, 2020

Monroe Home Owners Celebrate Halloween in March with the Community Band

Hear Halloween music near your Monroe home.Enjoy a spooky evening away from your Monroe home hearing the sounds of Halloween from the Monroe Community Band. Batty for Halloween will take place on Saturday, March 14th, 2020 at 7 p.m. This concert is free and will take place at the Wagner Performing Arts Center, which is located at 639 West Main Street in Monroe. Why wait until October to celebrate Halloween? Be taken into the world of Harry Potter, attend a haunted carnival, listen to “Dance Diabolique”, and hear the soundtracks of some scary movies such as “Toccata and Fugue in D Minor.”

Put on a Costume and Enjoy Spooky Music on Monroe Real Estate

Choose a costume to put on before leaving your Monroe home. These are encouraged, but not required. There will be door prizes, spooky music, and lots of fun. Support the Monroe Community Band and all of the hard work the musicians put into practices and getting ready for these concerts that are such an asset to the community.

The Monroe Community Band has been making music since 2004. Their next performance will be Under the Big Top at 3 p.m. on Sunday, June 21, 2020. This performance will be in honor of National Music Day. Read more about the Monroe Community Band and keep an eye out for future performances. 

Also check out the Monroe Arts Council events page. It features Batty for Halloween as well as many other upcoming events. Check out The Aristocats presented by Frank Wagner Elementary School March 26th through March 28th, Comedy Improv on April 18th at the Wagner Performing Arts Center, and Shrek Junior, the Musical presented by Sky Valley Education Center on Saturday, April 25th and Sunday, April 26, 2020. The Monroe Arts Council strives to bring new and exciting opportunities to appreciate the arts to everyone from Monroe real estate. Check their page often to see what is coming up.


March 9, 2020

Explore Downtown Snohomish Real Estate on the Charm Walk

Go to the Charm Walk on Snohomish real estate.Experience a popular tradition available to those living in Snohomish real estate, A Charming Day in Snohomish. Visit charm stops to collect charms for your very own bracelet while exploring Downtown Snohomish. This event will take place on Saturday, May 9th, 2020 from 11 a.m. to 5 p.m. Tickets will be available for purchase starting on March 30th. The cost is $20 per person. These usually sell out, so act quickly to claim your spot. If any tickets are left, they can be purchased at registration on the day of the event with cash only.

Participants can register at SnoWorks, located at 108 Union Ave., between 11 a.m. and 3 p.m. Check-in here and receive your undecorated bracelet, the map/passport of the participating stops, a raffle ticket, and charm clips for attaching the charms. There will also be a charm building station at check-in. In addition, a jewelry artist will be on hand to help with putting the charms on your bracelet if needed.

Each person who holds an official passport will receive one charm at each stop. Every stop will be marked with balloons to make them easy to find. In order to be eligible for the gift raffle, you should be sure to stop into every participating location. The merchants will mark your passport. Once your passport is full, return it to any location that is noted with three stars (***) on the passport to enter the raffle. Winners will receive a call or email to find out how to collect their prizes.

One of the best things about owning Snohomish real estate is the fun downtown area. In the past several years, the Historic Downtown Snohomish Association (HDSA) has been working hard to revitalize and beautify the area. The HDSA hosts events throughout the year to help encourage a strong feeling of community. These events also help business owners to connect with local customers.

Visit historic downtown Snohomish online to find out more about the work of the HDSA. You’ll also find a list of merchants participating in the Charm Walk and a link to purchase tickets.  


March 4, 2020

Everyone Living in Lake Stevens Helps Sherwood at Off to the Races!

Help people living in Lake Stevens with disabilities.Help those with disabilities living in Lake Stevens and the surrounding area by attending Off to the Races! 2020 Wine and Dine. This fun event will take place on Friday, March 20, 2020 starting at 6 p.m., doors will open at 5:30 p.m. Come on out to Thomas Family Farm, located at 9010 Marsh Road for dinner, drinks, and the mystery wine auction. Tickets are $50 per person and include dinner and two drinks.

Bring along a bottle of wine that is wrapped and uniquely decorated so that its contents are a mystery. Choose a Star Wars theme, dress up the wine bottle as your favorite animal, put a sweater on it, or cover it with candy. The possibilities are endless. If you do not feel like decorating a bottle, bring one anyway to become a part of the “Instant Wine Cellar” auction item. Bid on the bottles of wine, enter raffles, and enjoy a sweet treat from the dessert dash, which is sponsored by Whistle Stop Sweet Shop. Come dressed up like you are headed to a Nascar event, the Tour De France, or Derby. It is lots of fun to dress up, but you do not have to.

Proceeds from this event will benefit Sherwood. This organization helps advocate for and create equitable opportunities for those living in Lake Stevens and surrounding areas with disabilities. This organization has been around since 1957. It started with eight families who had children who were excluded from public education because of their disabilities. Society has advanced and conditions have improved, but there is still plenty of work to be done to advocate for things like early diagnosis and accessible employment for people with disabilities. Read more about Sherwood and the Off to the Races! event. Purchase tickets online.


March 2, 2020

Hunt for Leprechauns in the Shops on Snohomish Properties

Hunt for leprechauns on Snohomish properties.Magical leprechauns will soon be hiding in many downtown Snohomish properties. Come find them in local businesses and it could be your lucky day to win fabulous prizes. Leprechaun Quest will take place from March 7th through 17th. It is totally free and a great way to explore all that Downtown Snohomish has to offer.

Pick up an entry form from any participating merchant starting on March 7th and gather stamps by finding the magical leprechauns inside the businesses. Collect 15 stamps by March 17th and enter a drawing for one of five “Pot O’ Prizes.” Clues will be given daily on the Historic Downtown Snohomish Facebook and Instagram pages. Spend time exploring these Historic Downtown Snohomish properties with friends and families. Who knows, maybe you will find some new favorite spots and win some great prizes in the process.

Here is a list of participating merchants:

  • Andy’s Fish House, located at 1229 1st St.
  • Artisans Mercantile, located at 117 Glen Ave.
  • Arts of Snohomish, located at 1024 1st St.
  • Cabbage Patch Restaurant, located at 111 Ave. A.
  • Fred’s Rivertown Alehouse, located at 1114 1st St.
  • Grilla Bites, located at 1020 1st St.
  • Home Inspirations, located at 1024 1st St.
  • Jehans, located at 113 Glen Ave.
  • JOYWORKS, located at 1002 1st St.
  • Looking Glass Coffee, located at 801 1st St.
  • Maple + Moss Boutique, located at 104 Union Ave.
  • O’Malley & Potter, located at 1234 1st St.
  • Once Upon a Time Antiques, located at 609 1st St.
  • Oopsie Daisy Boutique, located at 1112 1st St.
  • Quilting Mayhem, located at 1011 2nd St.
  • Retreat Interiors, located at 1118 1st Ave.

Find out more details about this event and others coming up by visiting the historic downtown Snohomish website.  Also be sure to check Facebook and Instagram for clues and more details.