Three private club communities. Same lake. Very different price tags, structures, and member experiences. Here's what the numbers actually look like.

Quick Facts at a Glance

  Gozzer Ranch Black Rock CDA National Reserve
Opened 2007 2003 2008 (revived 2021)
Acreage 700 acres 700 acres 1,100 acres
Golf Architect Tom Fazio Jim Engh Tom Weiskopf
Golf Digest Ranking #43 in U.S. (2025–26) #160 in U.S. (2025–26) Not nationally ranked
Golf Digest Best New Private 2008 winner 2003 winner —
Idaho #1 Course Yes (Golf Digest 2025–26) #2 in Idaho —
Ownership/Operator Discovery Land Company Findlay Family (private) Lyon Living (Lyon Living Co.)
Membership Required to Own Yes No Yes
Real Estate Required to Join Yes No Yes
Membership Cap Not publicly disclosed ~300 historically 275 (hard cap)
Tee Times Required No Not disclosed No (by design)

Membership Costs

Gozzer Ranch

Gozzer Ranch doesn't publish fees — it's a Discovery Land Company community, and they keep pricing private. Based on Discovery's own statements and industry reporting:

  • Initiation fee: $100,000+ (Discovery Land memberships across their portfolio start here; Gozzer-specific rumors range $500K–$1M given the property value tier)
  • Annual dues: $18,000+ per year (Discovery's stated floor across their clubs; Gozzer estimates run $25,000–$50,000)
  • Real estate required: Yes. Homesites range from ½ acre to 5 acres; membership comes with property purchase.
  • Membership type: Single tier — you're in or you're not.

Note: These are estimates based on Discovery Land Company's publicly stated ranges and industry reporting. Gozzer does not disclose fees publicly.

The Golf Club at Black Rock

Black Rock had a rocky financial period around 2008–2013 that resulted in a restructured membership model. The original $125,000 initiation fee was reduced significantly.

  • Initiation fee (current range): Estimated $25,000–$75,000 (restructured from original $125,000; current figure not officially disclosed)
  • Annual dues/monthly: ~$1,000/month ($12,000/year) — confirmed from post-restructure reporting
  • F&B minimum: $750/year (food only; taxes and service charges excluded)
  • Real estate required: No. You can join without buying property.
  • Two membership tiers:
    • Black Rock Membership — Full access to all amenities
    • Legacy Membership — Limited access, restricted tee times and facilities
  • Household coverage: Spouse/significant other + unmarried dependents through age 25

CDA National Reserve

CDA National has the clearest publicly available numbers of the three, disclosed directly by CEO Frank Suryan in July 2025:

  • Initiation fee: $150,000 (one-time; includes equity interest in the resort)
  • Annual dues: $22,500/year ($1,875/month)
  • Real estate required: Yes — full golf membership is exclusive to property owners
  • Homesite prices: From $535,000
  • Built residences: Starting ~$2 million; Fairway Villas from $2 million
  • Membership cap: 275 total (matches number of residential lots)
  • Tee times: Not required — membership intentionally kept small enough to avoid them
  • Equity structure: Members hold an equity interest in the club — unlike the other two

What's Included

Gozzer Ranch

  • 18-hole Tom Fazio championship course
  • 2 full-service marinas on Lake Coeur d'Alene
  • Lake Club (swimming, water activities)
  • Spa and fitness center
  • Multiple dining venues
  • 3 StanCraft boat shuttles to/from downtown CDA
  • Red Barn event center
  • Wakeboarding and water sports programs
  • Hiking and nature trails
  • Outdoor Pursuits team (guided activities)
  • Kids programming
  • Community events (barn dance, cherry picking, tipi campouts)
  • 50s-themed comfort stations on the course (including soft-serve ice cream + root beer on tap)

Black Rock

  • 18-hole Jim Engh championship course
  • 31,000 sq. ft. clubhouse
  • Formal and casual dining
  • Pool bar and swimming pool
  • Spa
  • Fitness center
  • Tennis and pickleball
  • Private beach on Lake Coeur d'Alene
  • Black Rock Marina with boat access
  • Kids Club and summer camp
  • Year-round concierge (horseback riding, fly fishing, boating, biking, etc.)
  • Golf carts are NOT included — separate fee
  • No tipping policy

CDA National Reserve

  • 18-hole Tom Weiskopf championship course
  • 20,000 sq. ft. clubhouse (completed 2023, $13M build)
  • Farm-to-table dining + outdoor bar and patio
  • Fitness and training facility
  • Floating waterpark on Lake Coeur d'Alene
  • Private jet hangar at StanCraft Jet Center in CDA
  • Hiking and biking trail network
  • Access to 5,000-acre adjacent nature preserve
  • Axe throwing, pickleball, yoga
  • PGA professionals on staff (lessons, fittings, tech tools)
  • Sport clay shooting
  • Horseback riding
  • Cocktail cruises and member events
  • Regenerative wellness program

Real Estate Overview

Gozzer Ranch (Harrison, ID — southern Lake CDA)

  • 267 custom homesites (½ to 5 acres)
  • 34 detached cabins
  • 28 homestead cottage homes
  • 28 waterfront condominium lodge homes
  • Most homesites have lake, mountain, or golf course views
  • Properties routinely trade in the multi-millions

Gozzer Ranch is actually located in Harrison, Idaho, not Coeur d’Alene like the other communities. 

Black Rock (South Lake CDA — Coeur d'Alene)

  • Homes and homesites available within the 700-acre gated community
  • Membership not required to own real estate (and vice versa)
  • Lake, mountain, and golf course view lots
  • Properties range widely; some of North Idaho's highest-priced residential sales have occurred here

CDA National Reserve (Rockford Bay — southwest Lake CDA)

  • Active development: $165M residential project underway as of 2025
  • Homesites from $535,000
  • Fairway Villas (24 homes along 17th fairway): from $2M, 2,000–3,500 sq. ft.
  • Lake Lodges (2-story duplexes with rooftop decks, lake views): details expected summer 2026
  • Custom homes from $2M+
  • Mountain-modern architectural language throughout
  • Newest inventory of the three; least mature secondary market

Learn more about Coeur d’Alene real estate here. 

The Course, Simply Put

Gozzer Ranch — Tom Fazio at his best. Currently ranked #43 in the U.S. and #1 in Idaho. Elevated peninsula setting, black basalt rock, shaggy bunkers, Lake CDA views on multiple holes. Widely considered one of the top 50 courses in the country for good reason.

Black Rock — Jim Engh's unconventional masterpiece. Over 1,000 feet of elevation change. Bobsled-run fairways, pinball-machine par-4s framed by rock walls, cascading waterfalls. Ranked #2 in Idaho, currently #160 nationally. The back nine delivers some of the most dramatic golf in the Northwest.

CDA National Reserve — Tom Weiskopf's forested and lakeside layout. Front 10 play through pines and native grassland; "Back 8" open up to lake views. Signature 15th is a downhill par-3 with dual greens and a 180-degree lake panoramic. Not nationally ranked, but considered one of Idaho's best. Easiest of the three to score well on; still tests every club.

Bottom Line by Buyer Type

If golf ranking and national prestige matter most → Gozzer Ranch. There's no comparison on that front. The Fazio course and Discovery Land's polish make it the marquee address on the lake.

If you want club access without a real estate purchase → Black Rock is the only option of the three. It's also the most established community and the most affordable entry point for membership.

If you're a buyer looking at long-term upside in an actively developing community → CDA National Reserve. The $150K initiation + equity interest is unique. Membership is capped at 275, the infrastructure is brand new, and the real estate inventory is actively expanding. You're buying into something still being built — which is either a risk or an opportunity depending on your outlook.

All pricing data sourced from publicly available reporting. Gozzer Ranch does not publicly disclose membership fees — figures shown are based on Discovery Land Company's stated ranges and industry sources. Verify current pricing directly with each club before making any decisions.

Questions about buying or selling in any of these communities?

Reach out to the Persinger Group — we work the North Idaho real estate market and help our clients navigate in the ins and outs buying and selling when not in the area.