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$799,000
3 Beds 2 Baths 2531033 MLS
Turn-key & income-producing, this successful VRBO opportunity in the heart of Anacortes is ready for its next owner! Offered fully furnished with reservations already on the books, this property provides the chance to step directly into a proven short-term rental business or enjoy as your own private retreat. Guests consistently rave about their stays—check out the guest book filled with glowing reviews from past visitors who loved the charm, comfort & ideal location. Whether you're looking for supplemental income, a vacation getaway or a full-time residence with investment potential, this property offers flexibility & immediate earning capability from day one. Inside, you’ll find timeless character blended w/ comfort, including a cozy gas fireplace, spacious living areas & original hardwood floors hidden beneath the carpet waiting to be uncovered. The durable presidential roof adds long-term value, while mature landscaping & a stunning 100-year-old hedge surrounding the front yard create privacy & unforgettable curb appeal. Fruit trees including apple & plum add seasonal beauty to the property. Outside, enjoy peaceful outdoor spaces, a detached garage for storage or hobbies & a hot tub ready to be hooked up. Conveniently located near downtown Anacortes, marinas, parks, beaches, ferries & endless Pacific Northwest recreation. Enjoy nearby waterfront dining, boutique shopping & easy access to hiking, boating & island adventures year-round.

1213 Alaska Avenue, Anacortes

$850,000
4 Beds 3 Baths 2530701 MLS Cranberry Heights BLDG.
Perched in the desirable Cranberry Heights neighborhood on a corner lot, this spacious custom home captures breathtaking views of Guemes Channel and the shimmering Salish Seas and beyond. Thoughtfully designed for both everyday comfort and effortless entertaining, the flexible floor plan features gathering spaces, a warm double-sided fireplace, and a sun-filled bay window framing the picturesque surroundings. Upper main level living offers convenience and functionality, with an open-concept kitchen featuring abundant counter space and seamless access to the oversized view deck-perfect for relaxing or hosting while soaking in the scenery. Natural gas is plumbed to the deck for ease of BBQ'ing or an outdoor fire table. Additional bedrooms and utility space complete the main floor. The lower level provides exceptional versatility with two additional bedrooms, a full bath, an oversized bonus room, large storage room along with a spacious two-car garage. Outside, enjoy the beautifully landscaped yard, the backyard is fully fenced and highlighted by a tranquil custom water feature that creates a peaceful retreat-like setting.

3602 W 8th Street, Anacortes

$599,000
2529493 MLS BEALE'S MAPLE GROVE BLDG.
Rare development gem in Anacortes. This level, easy-access lot features flexible R-3 zoning, perfect for diving to create a high-yield investment project or a custom home with built-in rental income. Positioned perfectly for the region’s robust workforce, you are just minutes from NAS Whidbey Island and major marine and industrial hubs. Explore the endless possibilities: duplex, townhomes, a cottage cluster, or a primary home with a DADU. Beyond the incredible rental demand, future residents will enjoy Anacortes' famous dining, active arts community, and endless forest trails, plus straightforward access to Seattle and Vancouver. Level, accessible, and primed for growth—bring your builder and cash in on a high-demand market. Lot is cleared and utilities are on site.

3420 Commercial Avenue, Anacortes

$1,185,000
3 Beds 2 Baths 2517663 MLS
One-level Anacortes view home in the sought-after Dewey Beach area with private beach access. This light-filled 3-bedroom, 2-bath rambler offers 2,146 sq ft of easy single-level living on a beautifully landscaped, fully fenced 0.40-acre lot with panoramic bay, mountain views. Designed for relaxed Pacific Northwest coastal living, the floor plan captures water views from the living, dining, kitchen and outdoor spaces. The spacious kitchen features a large island, generous cabinetry and an inviting eating nook overlooking the bay—ideal for everyday meals, entertaining and sunset dinners. The primary suite includes a walk-in closet and 5-piece bath with jetted tub, while two additional bedrooms provide flexibility for guests, office, hobby space or a cozy TV room. Enjoy year-round outdoor living on the expansive view deck, surrounded by manicured lawn, garden beds and peaceful natural scenery. A 3-car attached garage adds excellent parking, storage and workshop potential. Minutes from Deception Pass, beaches, boating, hiking, Anacortes trails, marinas and downtown dining, this rare Fidalgo Island property blends view-home living, beach access, single-level comfort and true Anacortes coastal lifestyle. A standout Anacortes, WA rambler for buyers seeking water views, one-level living, garage space, outdoor living and Pacific Northwest recreation.

6404 Warren Street, Anacortes

$995,000
3 Beds 3 Baths 2529508 MLS
Architecturally striking modern retreat on 32 private acres in the heart of Guemes Island, including approximately 10 cleared acres with nearby hiking trails to explore and enjoy. This one-of-a-kind custom home blends sleek contemporary design with peaceful Pacific Northwest surroundings, offering exceptional privacy, expansive outdoor living, and stunning craftsmanship throughout. Walls of windows frame the natural landscape and fill the home with incredible natural light. The spacious open-concept floorplan features warm wood finishes, soaring ceilings, hardwood floors, and a dramatic chef’s kitchen with oversized dual islands, extensive custom cabinetry, stainless counters, and premium appliances. Luxurious spa-inspired bathrooms showcase oversized tile showers and designer finishes. The expansive wraparound deck creates seamless indoor-outdoor living with multiple entertaining spaces overlooking serene meadows and forested grounds. Generously sized bedrooms include a spectacular upper-level retreat with private deck access and tranquil views. Additional flex spaces offer ideal options for a home office, studio, gym, or guest accommodations. A truly rare opportunity to own a private modern island sanctuary just moments from Anacortes ferries, beaches, and amenities.

5233 Pheasant Run Lane, Anacortes

$599,900
2 Beds 2 Baths 2528147 MLS
Beautifully remodeled one-level living in the highly desirable Skyline neighborhood of Anacortes on Fidalgo Island! This move-in ready 2 bedroom, 1.5 bath home features an open-concept floor plan, stunning new gourmet kitchen, updated finishes throughout, and new HVAC for year-round comfort. Light-filled living and dining spaces flow seamlessly to the outdoor patio and fully fenced backyard, perfect for entertaining, pets, or gardening. Situated on a spacious .18-acre lot with ample RV and boat parking. Enjoy incredible Skyline amenities including clubhouse, waterfront cabana, pickle ball and sport courts, Tugboat Beach Park, marina access, and scenic walking trails. Close to Washington Park, beaches, boating, and all the outdoor recreation Anacortes and Fidalgo Island are known for. Island living at its best!

5404 Doon Way, Anacortes

$2,295,000
3 Beds 3 Baths 2528541 MLS Plat of Rancho San Juan Del Mar Subdivision No. 4 BLDG.
Overlooking the water with commanding westerly views, this extensively updated retreat captures the essence of island luxury living. Watch the sun melt into the San Juan Islands, bay and layered Olympic Mountain horizons from expansive entertaining decks and spa overlook terrace. Nearly every room was designed to frame the breathtaking scenery. Located within the highly sought-after Del Mar Association with exclusive amenities including private gated beach & boat moorage. Effortless main level living unfolds with three bedrooms and office/flex space anchored by a prominent double-sided fireplace shared with the open living areas. At the heart of the home, beautifully refined kitchen was designed for gathering, featuring an oversized island with eat-at bar seating, abundant cabinetry stretching seamlessly into dining area. Quartz counters, custom millwork, shiplap accents, built-ins complete multiple living areas that create a space that feels elevated yet inviting, while deck access makes indoor-outdoor living seamless. Peaceful primary suite with incredible water & mountain views, deck access, walk-in closet and luxe bath. Additional 3/4 bath, laundry/mud room flow into oversized 3-car garage with its own fireplace and 1/2 bath add thoughtful functionality. Downstairs, a finished daylight basement room plus storage space offer flexibility. Tucked within a private neighborhood, this is an extraordinary offering where the views are the luxury & every detail was built to match.

4034 Edith Point Road, Anacortes

$548,500
3 Beds 2 Baths 2526421 MLS
Experience the rare magic of waterfront living in the San Juan Islands with stunning Mt. Baker views, occasional orca pod sightings, and a private airfield in the back. This stunning Sinclair Island retreat is located on a double lot with 186' of waterfront, private staircase to the beach and mooring buoy out-front. Offered turnkey, this retreat includes 3 bedrooms, 1.5 baths, loft space, expansive wraparound covered deck, plus equipment and tools for immediate enjoyment. Vaulted ceilings, skylights, and large windows flood the open-concept living space with natural light and showcase stunning water and mountain vistas. Enjoy year-round, off-grid comfort with an updated solar power system, new generator, and propane range. The sun filled, level lot boasts a large garden area, fruit trees, firepit, ample lawn space for gatherings and games. Head to the beach for adventures kayaking, paddleboarding, beachcombing, birdwatching, crabbing and clamming. Arrive via the convenient local foot ferry or utilize the private airstrip from Bellingham or Anacortes, or moor your boat on the private buoy out front. Central island location makes for a short boat ride from Bellingham or Anacortes and the neighboring islands to enjoy hiking, camping, fishing, crabbing and charming towns. A truly exceptional Pacific Northwest waterfront escape.

1611 Jas Airport Lane, Anacortes

$540,000
1 Beds 1 Baths 2527102 MLS
Charming cottage with income potential just blocks from Cap Sante Marina and downtown Anacortes! This beautifully updated property features a cozy main home full of character, plus a detached ADU/studio in the backyard ideal for guests, rental income, a home office, or creative space. The main home welcomes you with abundant natural light, peekaboo views of Mount Baker, and warm finishes throughout. The updated kitchen offers granite countertops, stainless steel appliances, and ample cabinetry. A wood stove adds comfort and charm to the living area, creating the perfect place to relax. Tucked behind the home, the detached ADU offers incredible flexibility for multigenerational living or supplemental income opportunities with just under 400 square feet and approximately 20.5' x 20.5' exterior dimensions. An additional detached live-in office/studio of approximately 88 square feet with 8' x 12' exterior dimensions and a small bathroom provides even more versatility for remote work, hobbies, or guest overflow. The spacious lot is framed by mature trees and lush landscaping, offering privacy and room to enjoy the outdoors. Located near Cap Sante Marina, Washington Park, local restaurants, and downtown Anacortes, this unique property offers the ideal blend of lifestyle, convenience, and investment potential. Some furnishings are AI Generated.

501 35th Street, Anacortes

$350,000
2528231 MLS Anchor Cove Marina BLDG.
Luxury Moorage and a rare opportunity at the closest Marina to the San Juan Islands! Relax in a quiet & private setting just a few blocks from downtown. If you are looking for all the benefits of a full amenity Marina and great live aboard potential, this slip is it. Hard to come by covered slip is 16’ wide, 45’ long, holding up to a 51'.4" LOA boat, and 17’ height max clearance. Slip is complete with water, power and two lockable dock storage containers. Situated on the west side of B dock, this slip offers you the largest fairway between the other pier of 67". This is a huge convenience when trying to back out or pull into the slip. No narrow fairway on this side which is considered a premier dock. Marina has tons of parking, temp-RV parking, fish and crab cleaning station near dock. Marina has security gate with keycard access, added security with an onsite 24-hour harbor master. High Speed Wi-Fi available at Marina, onsite washer/dryers, full bathrooms with showers, a workshop for small projects w/power and hand tools available for use. Don't forget the BBQ's, picnic area and crab cooking stations as well as cleaning stations. Enjoy low monthly dues and the July Assessment will be PIF. This slip location is highly sought after. Don't wait.

1600 5th Street Unit #B-40, Anacortes

$799,000
3 Beds 3 Baths 2528363 MLS Woodlawn Condominium BLDG.
Discover the perfect blend of single-family privacy and low-maintenance condominium living. This exceptionally rare, townhouse-style condo is one of just three units in an intimate, tightly held complex. Designed with effortless living in mind, the expansive 3-bedroom, 2.5-bathroom layout features all main-level living—a true rarity for this style of home. Step inside to an airy, open floor plan highlighted by gleaming wood floors and elegant travertine bathrooms. The seamless flow leads to your own private oasis: a massive, fully fenced backyard perfect for pets, gardening, or entertaining against the stunning backdrop of the bay and Mount Baker. Complete with a private double-car garage and an unbeatable in-town location just steps from local schools, parks, the community pool, and the senior center, this property offers a lifestyle of unmatched convenience and scenic beauty.

1618 28th Street, Anacortes

$975,000
3 Beds 2 Baths 2510862 MLS
Situated on 1.60 acres with approximately 560 feet of waterfront, this exceptional property offers stunning views of Jack Island, Vendovi Island, Lummi Island, and majestic Mount Baker from nearly every room. Designed for comfortable year-round living, the home features a durable metal roof, rain collection and storage system, backup generator for unexpected outages, and a covered wraparound deck perfect for enjoying the outdoors in every season. Dreaming of evenings soaking under the stars? Hot tub wiring is already in place and ready for your vision. The lower level offers exciting potential to create additional living space—finish it out, add windows, and expand to fit your needs. Located just down the road from the park and resort store, you'll enjoy convenience while still feeling tucked away in your own private waterfront retreat. Even more compelling, this property is offered below assessed value—an opportunity to own extraordinary waterfront, endless views, and incredible potential all in one package.

4623 Guemes Island Road, Anacortes

$799,000
3 Beds 3 Baths 2525217 MLS Woodlawn Condominium BLDG.
Discover the perfect blend of single-family privacy and low-maintenance condominium living. This exceptionally rare, townhouse-style condo is one of just three units in an intimate, tightly held complex. Designed with effortless living in mind, the expansive 3-bedroom, 2.5-bathroom layout features all main-level living—a true rarity for this style of home. Step inside to an airy, open floor plan highlighted by gleaming wood floors and elegant travertine bathrooms. The seamless flow leads to your own private oasis: a massive, fully fenced backyard perfect for pets, gardening, or entertaining against the stunning backdrop of the bay and Mount Baker. Complete with a private double-car garage and an unbeatable in-town location just steps from local schools, parks, the community pool, and the senior center, this property offers a lifestyle of unmatched convenience and scenic beauty.

1618 28th Street, Anacortes

$1,900,000
3 Beds 4 Baths 2523380 MLS Whistle Lake Estates BLDG.
Truly one of a kind, this custom-built NW Contemporary was crafted with meticulous attention to detail and a well-thought-out design that lives as beautifully as it looks. Designer finishes run from floor to ceiling, anchored by radiant floor heat and tile flooring throughout, custom blinds, and built-in surround sound — every element intentional, nothing overlooked. The chef's kitchen is the heart of the home, offering the kind of space that inspires dinner parties and quiet Sunday mornings in equal measure. Open, welcoming, and warm — it's a kitchen that earns the title. The primary suite is a private retreat unto itself, featuring a spa-inspired bathroom, generous walk-in closet, and a conveniently placed laundry room. A dedicated office and two additional bedrooms — each with their own bath — are tucked on a separate wing, offering flexibility and privacy for guests. A sauna and hot tub round out the wellness amenities, making relaxation a daily practice rather than a weekend escape. Step outside to a covered patio with gas fireplace, fully fenced and low-maintenance grounds with natural surroundings softened by turf grass, and a dog shower for the four-legged members of the household. Nestled in a gated community with direct access to the ACFL trail system and Whistle Lake, this home puts nature at your doorstep — while keeping town just minutes away.

11897 Whistle Ridge Place, Anacortes

$1,415,000
4 Beds 3 Baths 2517614 MLS
Anacortes view home in desirable Anaco Beach/Skyline adjacent area with tranquil water, Olympic mountain, Sound and Strait views. Built in 2022 by Landed Gentry, this 4-bedroom, 3-bath Craftsman-style residence offers 3046 sq ft of thoughtfully designed living, a rare 4-car tandem garage, and flexible spaces for work, guests and entertaining. The main level features a view-facing primary suite with spa-inspired bath, walk-in closet, private laundry closet and fireplace, plus two additional bedrooms/office options and a full bath. Open kitchen, dining and great room showcase vaulted ceilings, engineered hardwoods, walk-in pantry, designer finishes and French doors to a view deck. Enjoy year-round Northwest outdoor living on the large covered deck with gas fireplace, fenced irrigated yard and Southwest exposure. The finished daylight lower level includes a spacious family room w/wet bar & beverage refrigerator, laundry, fourth bedroom and full bath—ideal for multi-generational living, guests or media space. Close to Skyline Marina, Washington Park, Anacortes trails, beaches, downtown dining and the San Juan Islands ferry, this coastal Fidalgo Island home blends island lifestyle, modern comfort, storage and sunset-view living in one of Skagit County’s most scenic settings. A standout Anacortes WA view property for buyers seeking Puget Sound views, a newer home, generous parking, indoor-outdoor living and easy access to boating, hiking and Pacific Northwest coastal recreation.

4616 Anaco Beach Road, Anacortes

$1,975,000
2 Beds 3 Baths 2524519 MLS
Experience Pacific Northwest WATERFRONT living in this custom crafted home on over an acre tucked among towering Firs and Madrona trees on the coveted west side of Fidalgo Island. Designed to embrace its stunning natural setting, this home features dramatic vaulted open beam ceilings, skylights, warm wood floors and an open concept floor plan filled with natural light. The window filled living area offers spectacular views of Burrows Bay, San Juan Islands, Olympic Mountains and unforgettable sunsets. The inviting living room with fireplace flows seamlessly into the beautiful open kitchen and dining area. Expansive view deck is designed for effortless indoor-outdoor entertaining. The serene primary suite with separate deck feels immersed in the trees, creating a peaceful private escape. The second bedroom plus three flex rooms offer ideal space for guest, office or fitness. Exceptional extras include an attached two car garage, a separate finished and heated 68' X 28' shop with loft offering exciting potential for a future detached accessory unit. A unique detached cabin located on the back half of the property is perfect for campouts, hobbies or creative space. This property stretching from the shoreline to Marine Drive is on a quiet dead-end road surrounded by nature, privacy and beauty.

11310 Marine Lane, Anacortes

$1,445,000
4 Beds 5 Baths 2523282 MLS
Embrace island living with refined luxury on 5 acres—just a short distance to the ferry, local store and beaches. This incredible custom home offers elevated finishes and a warm, inviting atmosphere with a pleasing modern farmhouse style. The living room features soaring ceilings, exposed beams, a stunning custom ceiling fan, white oak floors, and a wood-burning fireplace. Walls of windows frame the peaceful grounds and bring the outside in. The thoughtful, open design offers 3 guest rooms and 2 bathrooms in one wing and a tranquil primary suite with zero-entry tiled shower, floating double sink vanity and walk-in closet in the other. The chef’s kitchen boasts granite counters, large island with eating space, stainless appliances, coffee bar, and a generous pantry. Both formal and casual dining, plus a built in desk for study space. A flexible theater/bunk room & full bath above the garage completes this island escape. Covered patio with beautiful chandelier is plumbed for outdoor heaters affording outdoor entertaining rain or shine. A private hot tub, air conditioning, sealed, conditioned crawl space and a durable baked enamel roof, plus room for potential shop. This home is both attractive and efficient, a one of a kind home! Live full-time on beautiful Guemes Island—just 10 minutes from Anacortes—or enjoy it as your private island retreat. This licensed Airbnb offers flexibility to reserve personal stays and generate rental income the rest of the year.

5680 Paradise Lane, Anacortes

$1,275,000
3 Beds 3 Baths 2502888 MLS
Wake up, step outside, and take in views of Skyline Marina and Burrows Bay from your expansive south-facing deck with a hot tub steaming and Washington Park's boat launch just 3 minutes away. This is Anacortes living at its best. Built for the way people actually want to live, this custom home puts everything on the main level with the primary suite, kitchen, living spaces, and laundry all on one floor so life flows without friction. The kitchen, massive pantry, and open layout make daily life feel effortless. Main-level baths feature quartz flooring, radiant heat, and smart toilets. The attached garage houses a barrel sauna, while the detached heated garage offers dedicated space for a fishing boat or workshop. The driveway offers ample parking for an RV with a power hookup on the exterior of the garage, with plenty of space for more cars and to simply turn around. This property is genuinely built for people who use their weekends well. While the forested, elevated lot provides you privacy, your proximity to amenities makes enjoying downtown Anacortes a breeze. Whether you park your boat at Skyline Marina or in your garage and launch at Washington Park you are no more than 3 minutes from being on the water. Prefer to have someone else take you to the San Juans? You could easily walk or bike down to the Ferry and head out to the Islands that way. This is the Anacortes lifestyle that you've been waiting for, and a house that would serve you for years to come.

5408 Sunset Avenue, Anacortes

$750,000
2523890 MLS
Enjoy the best of in-town living with this versatile property on a generously sized, fully fenced lot—ideal for gardening, pets, or future expansion. Step inside to a warm & inviting living room featuring a charming window seat, perfect for curling up with a book. Laminate flooring flows through most of the home. The kitchen offers a built-in banquette for casual dining, ample counter space, and a floating island with extra seating. The primary bedroom includes a convenient half bath. Step outside to a spacious deck and patio area ready for summer BBQs. Zoned R2A, this property allows for flexible uses including duplexes, cottage housing, and more. Quick access to Hwy 20, & minutes from shopping, parks, & everything Anacortes has to offer.

3704 Commercial Avenue, Anacortes

$750,000
4 Beds 2 Baths 2522669 MLS
Enjoy the best of in-town living with this versatile property on a generously sized, fully fenced lot—ideal for gardening, pets, or future expansion. Step inside to a warm & inviting living room featuring a charming window seat, perfect for curling up with a book. Laminate flooring flows through most of the home. The kitchen offers a built-in banquette for casual dining, ample counter space, and a floating island with extra seating. The primary bedroom includes a convenient half bath. Step outside to a spacious deck and patio area ready for summer BBQs. Zoned R2A, this property allows for flexible uses including duplexes, cottage housing, and more. Quick access to Hwy 20, & minutes from shopping, parks, & everything Anacortes has to offer.

3704 Commercial Avenue, Anacortes

$220,000
2522353 MLS
Build your dream home on this 0.68 acre vacant parcel located on desirable Edith Point Road in Anacortes, WA. This spacious property offers a rare opportunity to create a custom residence in a peaceful, scenic setting surrounded by the natural beauty the Pacific Northwest is known for. With ample room for a home, outdoor living spaces, and more, the possibilities are endless. Enjoy privacy while still being just minutes from downtown Anacortes, local marinas, parks, and the ferry terminal with convenient access to the San Juan Islands. Whether you’re looking to build now or invest for the future, this property offers flexibility in a highly sought-after coastal community. Potential for territorial and possible water views depending on building design. Buyers to verify availability of utilities, zoning, and building requirements. Don’t miss this chance to secure a beautiful piece of land in one of Washington’s most desirable locations.

0 xxx Edith Point Road, Anacortes

$220,000
2522040 MLS
Build your dream home on this 0.72-acre vacant parcel located on desirable Edith Point Road in Anacortes, WA. This spacious property offers a rare opportunity to create a custom residence in a peaceful, scenic setting surrounded by the natural beauty the Pacific Northwest is known for. With ample room for a home, outdoor living spaces, and more, the possibilities are endless. Enjoy privacy while still being just minutes from downtown Anacortes, local marinas, parks, and the ferry terminal with convenient access to the San Juan Islands. Whether you’re looking to build now or invest for the future, this property offers flexibility in a highly sought-after coastal community. Potential for territorial and possible water views depending on building design. Buyers to verify availability of utilities, zoning, and building requirements. Don’t miss this chance to secure a beautiful piece of land in one of Washington’s most desirable locations.

0 xxx Edith Point Road, Anacortes

$1,045,000
3 Beds 3 Baths 2518503 MLS 10-81 BLDG.
Escape to this beautifully updated home offering magnificent, multi-island water views — spanning Allan Island, Burrows Island, Burrows Bay, and the iconic San Juan Islands — with breathtaking sunsets enjoyed from all three levels. Tucked away on a serene 0.9-acre lush lot, this move-in-ready retreat delivers rare privacy, a sleek, modern renovated kitchen, and intentional upgrades that protect and highlight its stunning ocean views. A circular driveway provides convenient access and ample parking, including space for larger vehicles or a boat. Thoughtfully maintained and updated, the home boasts new exterior/interior paint, roof, furnace, & hot water heater (2020), two expansive entertaining decks (new 2024), a new refrigerator, washer/dryer, gutters (2025), quartz countertops, new carpet. New sliders in the primary bedroom and dining room. New kitchen window, battery-operated shades, and a new ceiling fan. The lower level kitchenette offers excellent mother-in-law or guest suite potential. Wired for a generator for year-round peace of mind.Enjoy the coveted Del Mar community amenities including a private community beach — the perfect complement to this spectacular Pacific Northwest setting.

14076 Rosario Road, Anacortes

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.