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North Idaho Homes for Sale Under $500,000 | North Idaho Affordable Real Estate

See homes and land for sale under $500,000 in North Idaho.

North Idaho Homes For Sale, Real Estate & Community Information

Here you'll find North ID homes for sale, currently still on the market. 

Welcome to North Idaho Real Estate search

So you're looking for a home under $500,000 - Maybe in the Sandpoint area? Coeur d'Alene area? Or Post Falls? Or Hayden? Or Rathdrum? Here on PersingerGroup.com you'll find all North Idaho homes for sale under $500,000.

Why PersingerGroup.com?

PersingerGroup.com helps you find the newest real estate listings under $500,000 in North Idaho. By having access to data and information from the CDA FlexMLS, the Realtor database or property, Persinger Group can show you hundreds of homes for sale in North Idaho or condos, or vacant land.

When you find a property you like, you can request more info or schedule a showing right from the website to work with a Persinger Group real estate agent.

Persinger Group tracks and organizes all the sold home data and home values to give you real estate market reports. You'll see all real estate for sale listings in North ID including condos, bank owned homes, short sales, townhomes and condos, duplexes, land and luxury listings. If you're looking to rent in the area, check out our extensive list of rentals. 

We make it easy to find your first home, next home or dream home - by filtering home types, bedrooms, price and size, etc. When it comes to buying a home, you may not know where to start looking or what to do first. That is why it is always better to start your home buying process with a real estate agent. Katherine and Darin have a 39 combined years of experience and backed by Real Broker, LLC working for you is always better than a single agent.

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North Idaho Real Estate Under $500,000

$280,000
3 Beds ⋅ 2 Baths ⋅ 2540133 MLS
Affordable home sitting on .580 acres with 3 bedrooms and 2 baths with 1,440 square feet of living space. Features a yard that has been beautifully landscaped and well-maintained, covered parking with a detached carport and storage shed. If you're looking for an affordable home in a quiet area but still close to local amenities, set up a showing today!

1521 Main Avenue Unit #A, Morton
$199,900
26-6124 MLS
Absolutely stunning 20 acres with timber and pasture. Perfect for the homestead! Bring your cattle, horses and other critters and enjoy all that Idaho Freedom has to offer. No HOA. No CCRs. No zoning. No Karens! Gentle topography build almost anywhere. POSSIBLE SELLER FINANCING. Only 1.5 miles from Hwy 3. 25 minutes to St. Maries, one hour to Moscow. 1.5 Hours to Coeur D'Alene. You won't find another place like this. POSSIBLE Power on property! Good wells in area.

Parcel 200 Owl Creek Rd., St. Maries
$495,000
4 Beds ⋅ 2 Baths ⋅ 26-6123 MLS
New roof (2026), new appliances, new water heater, lighting, fresh interior paint, flooring, and quartz countertops, this beautifully updated home is ready for its new family. Located in the Landings, this exceptional property offers the ideal blend of privacy, convenience, and outdoor living. Enjoy easy access to parks, walking trails, top-rated schools (private and public), shopping, dining, and everyday amenities. Some of the biggest perks for this neighborhood are all the paved walking trails and proximity to multiple parks. This floor plan features a main-level primary suite with en-suite bath, also making it ideal for retired people who need main level living. Additional 3 upstairs bedrooms provide flexible space for family, guests, or a home office. Spend summer evenings harvesting fresh raspberries, blackberries, and apples from your own yard while enjoying your fully fenced backyard.

3619 Manning, Coeur d'Alene
$249,000
26-6117 MLS
''Where National Forest Becomes Your Backyard and Adventure Begins at Your Property Line.'' Discover an exceptional 10-acre mountain retreat tucked away along Old Highway 2 Loop in Moyie Springs, offering a rare blend of privacy, recreation, and self-sufficient living. Accessed by approximately 3.5 miles of county-maintained paved roadway followed by a private dirt drive, this remarkable parcel borders the vast Kaniksu National Forest, extending your backyard into thousands of acres of pristine wilderness. A thoughtfully prepared building site is already in place, perfectly positioned to capture sweeping vistas of the surrounding Selkirk and Cabinet Mountain ranges. Whether you envision a custom mountain residence, timber-frame lodge, modern retreat, or expansive shop, the groundwork has been laid for your North Idaho dream. Electricity is available less than a quarter mile away, offering flexibility for off-grid independence or future utility connection. Wildlife enthusiasts will appreciate the abundant natural habitat frequented by elk, moose, whitetail deer, black bear, wild turkey, grouse, hawks, eagles, hummingbirds, and countless other native species. The property's tranquil setting provides a front-row seat to the ever-changing beauty of North Idaho's four seasons. Outdoor recreation opportunities abound in every direction. Enjoy fishing and boating on nearby Moyie River, Robinson Lake, Dawson Lake, and the renowned Kootenai River. Explore endless miles of ATV, UTV, snowmobile, horseback riding, hiking, mountain biking, and backcountry trails throughout the surrounding national forest. The area is also well known for big-game hunting, waterfowl opportunities, and year-round outdoor adventure. Conveniently located near the Moyie General Store, approximately 13 miles from downtown Bonners Ferry, and within easy reach of both the Canadian border and Libby, Montana, this property places world-class recreation at your fingertips. Enjoy day trips to Lake Koocanusa, Kootenai National Forest, Schweitzer Mountain Resort, and countless alpine lakes and rivers throughout the Inland Northwest. Boundary lines are currently flagged as approximate and will be surveyed before closing. Whether your vision includes a sustainable homestead, hobby farm, livestock operation, recreational getaway, or a private mountain estate, this extraordinary offering provides the space, scenery, and freedom to create a legacy property unlike any other. Experience the serenity, grandeur, and limitless possibilities of life bordering the Kaniksu National Forest--where breathtaking views, abundant wildlife, and true North Idaho living await.

NNA Old Highway Two Loop, Moyie Springs
$157,900
2 Beds ⋅ 2 Baths ⋅ 26-6101 MLS
BEAUTIFULLY updated 2-bedroom, 2-bath home CENTRALLY located in Coeur d'Alene! Enjoy the nicely landscaped front and fully fenced backyard with an open deck for relaxing and entertaining. Plus an attached 260 sq. ft. Patio room and storage area. Updates include remodeled bathrooms, kitchen countertops, flooring, and new stove. Oak Crest community amenities for residents include a pool, pickleball court, basketball court, new playground, BBQ pavilion, and clubhouse. Located conveniently to shopping, dining, Coeur d'Alene Lake, and downtown.

2183 Marlborough, Coeur d'Alene
$130,000
3 Beds ⋅ 2 Baths ⋅ 2539795 MLS
This home offers comfortable living with an open layout, spacious bedrooms, and plenty of natural light. Enjoy a convenient location close to shopping, dining, medical facilities, and easy I-5 access for commuters. Perfect for first-time buyers, downsizers, or anyone seeking low-maintenance living at an affordable price. Move-in ready and waiting for its new owner—schedule your showing today!

1112 Long Road Unit #5, Centralia
$469,900
4 Beds ⋅ 2 Baths ⋅ 26-6095 MLS
Enjoy relaxing or BBQing on the deck overlooking the back yard with a filtered view of the Spokane River. Quiet neighborhood. Home has never been on the market. Original owner since it was built. Rancher w/basement, recently updated kitchen and flooring. Large non-conforming master w/walk in closet on the lower level. Quiet and cool. Large family room and storage room. Appliances stay. Some personal furnishings available. Pedestrian access to Spokane River nearby off Rodkey. Close to schools, shopping and medical.

1935 Sundance, Post Falls
$399,900
3 Beds ⋅ 3 Baths ⋅ 26-6093 MLS
Welcome to THE BRIDGE in Hayden, Idaho, where attainable homeownership meets modern living. Please use 2442 W Hayden Ave for GPS navigation. This brand-new 3-bedroom, 2.5-bath townhome offers 1,350 square feet of thoughtfully designed space built by award-winning Cornerstone Custom Homes, serving North Idaho since 1976. Enjoy an open-concept main floor, stylish kitchen with quartz countertops and plank flooring. A spacious primary suite, with laundry conveniently located on the second level. THE BRIDGE is a vibrant community of 56 townhomes which will feature planned amenities including a playground, gazebo, picnic area, and pickleball court. Perfectly located near shopping, dining, golf courses, parks, and Hayden Lake, you'll enjoy the ideal blend of recreation and convenience. Buyers in the pre-sale phase can choose select finishes. Experience low-maintenance living in a growing community. Builder incentives available. Photos shown are of a completed 3-bedroom unit in Building 1 an

9814 Laylin, Hayden
$290,000
1 Beds ⋅ 1 Baths ⋅ 26-6092 MLS
Opportunity on nearly .85 acres near Coeur d'Alene with strong future potential. Usable land, mature trees, open space, and existing utilities create options for a new home, shop, garden, or private retreat. Enjoy nearby access to Coeur d'Alene Lake, public-use land, and I-90 for convenient travel toward Spokane and GEG Airport. Existing manufactured home needs major rehab and is secondary to the land value. Bring your vision and reimagine this CDA-area property.

6616 Cartwright, Coeur d'Alene
$479,999
4 Beds ⋅ 4 Baths ⋅ 2539738 MLS
Offering space, flexibility, and future potential, this 4 bedroom, 3.25 bath home is situated on two parcels totaling approximately half an acre in Winlock. Conveniently located near local amenities, schools, and I-5, the property enjoys a peaceful setting with mature trees creating a private backdrop behind the home. The main level features an open living, dining, and kitchen area, French doors leading outside, and a convenient half bath. Upstairs, you'll find the primary suite with a tiled walk-in shower featuring dual shower heads, two additional bedrooms, and a well-appointed laundry room complete with cabinetry, counters, and a utility sink. Siding was replaced in 2022 and includes added soundproofing. Throughout the home, unique finished and lighted storage spaces tucked behind closets provide an abundance of storage. The lower level offers excellent flexibility with a separate entrance, bedroom, full bathroom, wet bar with cabinetry and mini fridge, patio access, and space for additional appliances, making it ideal for multi-generational living, guests, hobbies, or other uses. Additional features include entrances on every level, an attached oversized 2-car garage, large detached storage shed, RV parking, apple trees, and ample off-street parking. The second parcel provides additional outdoor space and future possibilities. Buyer to verify all intended uses, development potential, and feasibility to their own satisfaction.

1122 SE 1st Street, Winlock
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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.