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North Idaho Homes for Sale Under $500,000 | North Idaho Affordable Real Estate

See homes and land for sale under $500,000 in North Idaho.

North Idaho Homes For Sale, Real Estate & Community Information

Here you'll find North ID homes for sale, currently still on the market. 

Welcome to North Idaho Real Estate search

So you're looking for a home under $500,000 - Maybe in the Sandpoint area? Coeur d'Alene area? Or Post Falls? Or Hayden? Or Rathdrum? Here on PersingerGroup.com you'll find all North Idaho homes for sale under $500,000.

Why PersingerGroup.com?

PersingerGroup.com helps you find the newest real estate listings under $500,000 in North Idaho. By having access to data and information from the CDA FlexMLS, the Realtor database or property, Persinger Group can show you hundreds of homes for sale in North Idaho or condos, or vacant land.

When you find a property you like, you can request more info or schedule a showing right from the website to work with a Persinger Group real estate agent.

Persinger Group tracks and organizes all the sold home data and home values to give you real estate market reports. You'll see all real estate for sale listings in North ID including condos, bank owned homes, short sales, townhomes and condos, duplexes, land and luxury listings. If you're looking to rent in the area, check out our extensive list of rentals. 

We make it easy to find your first home, next home or dream home - by filtering home types, bedrooms, price and size, etc. When it comes to buying a home, you may not know where to start looking or what to do first. That is why it is always better to start your home buying process with a real estate agent. Katherine and Darin have a 39 combined years of experience and backed by Real Broker, LLC working for you is always better than a single agent.

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North Idaho Real Estate Under $500,000

$249,000
26-7289 MLS
Desirable North Bench Setting- 5 level, usable acres. Plenty of room for home, shop/barn & even animals. Utilities are nearby. Water to be well. No HOA or CCRs. Terrific S exposure. Easy access on County maintained rd just 8 miles N of Bonners Ferry. Just minutes from several of the areas best lakes, creeks & rivers + unlimited hiking, biking, hunting, ATV riding & more on thousands of acres of public lands just waiting to be explored. Abundant wildlife call this area home. Experience the beauty only N Idaho can offer. Bring your dream home plans here.

NNA Fawn, Bonners Ferry
$479,000
26-7286 MLS
Buildable waterfront lot on Lake Pend Oreille. Year round access on a quiet, dead end road. Boasting 0.47 acres and just under 100' of lakefront, this lot has highly desirable deep water and beautiful views of the Green Monarchs. Electric and sewer have already been installed, and water can be via well or pumped from the lake (new permits required). Garfield Bay is home to a restaurant, small grocery store, and boat launch. The Mineral Point trail for hiking and mountain biking is less than 3 miles away and Sandpoint is a short 20 minute drive, allowing this property to double as a ski house! No CC&Rs or HOA to restrict your use or enjoyment.

Lot 26A Eagle Flight, Sagle
$349,000
26-7285 MLS
Discover the perfect blend of privacy, convenience, and North Idaho beauty on this spacious 5-acre wooded parcel on Wild Fawn Lane. Tucked among mature trees, this property offers a peaceful setting while already having the essentials in place for your dream home. 400 amps of electricity, a private well, and perc tested, saving you time and money as you begin building. Whether you're planning a full-time residence, weekend retreat, or future investment, this property provides the space and flexibility to bring your vision to life while enjoying the tranquility of country living.

Wild Fawn, Sagle
$460,000
3 Beds ⋅ 2 Baths ⋅ 26-7282 MLS
Bright and inviting 1,392 sq. ft. split-entry home featuring 3 bedrooms and 2 bathrooms. Filled with abundant natural light, this well-maintained home offers a modern kitchen, comfortable living spaces, and an attached 2-car garage. Step outside to a fully fenced backyard with a patio, providing the perfect setting for relaxing, entertaining, or enjoying time outdoors. A wonderful opportunity to own a move-in ready home in Coeur d'Alene!

3197 12th, Coeur d'Alene
$99,000
26-7274 MLS
Off-grid riverfront retreat perched up high and dry on the Upper Pack River! This 0.31-acre parcel offers approximately 146 feet of frontage along the west bank of the Upper Pack River, tucked deep in the Selkirk Mountains just north of Sandpoint and Schweitzer Mtn Ski Resort. With private sandy river frontage and cool water soaking holes with Kaniksu National Forest across the river as your neighbors, your privacy is protected! Access is via a deeded, perpetual roadway easement connecting to Upper Pack River Road, making this a true off-grid getaway for those who want privacy and a direct connection to the water. Paved access most of the way, then a few miles of gravel road that is plowed year round by the local residents who live there, a huge bonus for year round access and recreational action! The surrounding area is one of North Idaho's most highly desired recreational destinations. The Upper Pack River corridor is known for granite swimming holes, hunting, fly fishing, the Kamloop spring run and whitewater kayaking during spring runoff. Nearby trailheads lead to Chimney Rock, Beehive Lake, and Harrison Lake, all within the Idaho Panhandle National Forests. Snowmobiling trails are also close by, making this a great winter destination as well as asummer one. Wildlife, alpine scenery, and cold, clear water define this relaxing stretch of the Pack River. With its remote setting and recreational appeal, this parcel could make an excellent vacation getaway or rental income property. A rare opportunity to own a piece of riverfront in one of North Idaho's most scenic and recreational drainages. No HOA's or CCR's. Bring the ATV and RV's!Huckleberries included. This one is a true North Idaho gem!

NNA Lantern Ln, Sandpoint
$258,000
26-7271 MLS
5 wooded acres in Coeur d'Alene, ready for your building plans! This forested, private lot sits off Sausser Drive with a paved road right to the property and a peaceful, secluded feel while still being close to town. Water will be well and private septic, and power is available to the property line. The land has a mix of trees and some steep slope, giving it real character and a nice sense of privacy for whatever home design you have in mind. Clear out a few trees and you can open up long range valley, mountain, and water views. Come carve out your space! There's no HOA and no CC&Rs, so you have flexibility with your build. Located in the Coeur d'Alene School District, approximately 8 miles from downtown Coeur d'Alene and Lake Coeur d'Alene, with easy access to shopping, dining, and everything the area has to offer. Boaters will love being close to Mica Bay Public Boat Ramp, just a couple miles away, with plenty of public and state land nearby for hiking, hunting, and other outdoor recreation. Come see what's possible on this quiet acreage, close to town yet tucked away in the trees!

NNA W Sausser Dr, Coeur d'Alene
$430,000
26-7269 MLS
10 benched ac perched above the Kootenai River, at Porthill. The views run in every direction; north down the valley into British Columbia's Creston Valley, west to the Selkirk Mountains, & east to the sheer rock face of the Skimmerhorns aka Goat Mountain in the Purcell Range; w/ Elk Mountain Farms, spread across the river flats below. A level, cleared building pad takes it all in w/ great southern exposure. The groundwork is done: 200-amp underground power on site, a well-built gravel road to the pad, & the area is known for good wells. Mature timber, open meadows, & benched terrain give you privacy & room to build. A short drive to the Porthill boat launch w/ parking, so an afternoon on the water is right out your front door. Minutes to the Porthill border crossing & Eckhart International Airport (1S1). Owner will carry, $75K down, 6.5% interest, 20 Yr amortization due in 5 Yr. Additional Terms Apply. Current timber exemption keeps property taxes affordable, currently under $30/yr.

260 LCDR Fred Eskew, Bonners Ferry
$464,000
2 Beds ⋅ 2 Baths ⋅ 26-7266 MLS
Only a few lots left Hayden Canyon. This one story 2Br/2Ba home has a 12' ceiling in the living and kitchen area. A spacious front porch faces a green space. Front yard landscaping included. Two of these models are currently under construction and can be viewed. Other lots and plans available.

317 Penstemon, Hayden
$499,950
2 Beds ⋅ 1 Baths ⋅ 2554673 MLS ⋅ 971800/1048 BLDG.
A rare turnkey opportunity, this fully furnished Mt. Rainier retreat has been successfully operated as a professionally managed vacation rental with a strong lineup of upcoming reservations, offering IMMEDIATE income potential from day one! Whether you’re seeking a vacation home, personal mountain retreat, full-time residence, or the flexibility to continue short-term rental operations, this property offers exceptional versatility. Meticulously maintained and thoughtfully upgraded, the property spans TWO well-utilized lots totaling 0.36 acres, providing a rare combination of space, privacy, and flexibility. Nestled in the foothills of Mt. Rainier, the inviting outdoor spaces are designed for year-round enjoyment, featuring two covered outdoor living areas, a covered fire pit lounge, a hot tub, and a detached garage—all seamlessly integrated across the property. Rare TWO-LOT ownership provides added long-term value and flexibility, including potential future development opportunities. Community amenities include a lake, picnic area, clubhouse, and walking trails, with endless year-round recreation just minutes away. The property has an established vacation rental history, and rental history and operational details are available upon request.

321 Paradise Drive, Ashford
$450,000
26-7258 MLS
Hayden Lake Views: Rare Dual-Lot Opportunity close to town! Seize an incredible opportunity to own two adjacent buildable lots totaling 0.66 acres, perched perfectly to capture massive views of Hayden Lake. This versatile property offers unmatched flexibility, allowing buyers or investors to build two distinct premium homes or combine the parcels into one beautiful, private home site. Located in a highly sought-after North Idaho location, the property pairs peaceful, elevated privacy with quick access to premium golfing, boating, and dining. This property offers significant financial and utility advantages to streamline your build process. The Sewer Cap Fees are already fully paid (and LID), saving thousands in upfront development costs. Additionally, city water is readily available for connection, and both natural gas and power are located nearby. The two distinct parcels allow for individual resale or a single larger lot. Possible owner financing available. Don't miss the chance to bring your builder and design a custom lake view masterpiece.

3122 & 3146 E Upper Hayden Lake, Hayden
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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.