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North Idaho Homes for Sale Under $500,000 | North Idaho Affordable Real Estate

See homes and land for sale under $500,000 in North Idaho.

North Idaho Homes For Sale, Real Estate & Community Information

Here you'll find North ID homes for sale, currently still on the market. 

Welcome to North Idaho Real Estate search

So you're looking for a home under $500,000 - Maybe in the Sandpoint area? Coeur d'Alene area? Or Post Falls? Or Hayden? Or Rathdrum? Here on PersingerGroup.com you'll find all North Idaho homes for sale under $500,000.

Why PersingerGroup.com?

PersingerGroup.com helps you find the newest real estate listings under $500,000 in North Idaho. By having access to data and information from the CDA FlexMLS, the Realtor database or property, Persinger Group can show you hundreds of homes for sale in North Idaho or condos, or vacant land.

When you find a property you like, you can request more info or schedule a showing right from the website to work with a Persinger Group real estate agent.

Persinger Group tracks and organizes all the sold home data and home values to give you real estate market reports. You'll see all real estate for sale listings in North ID including condos, bank owned homes, short sales, townhomes and condos, duplexes, land and luxury listings. If you're looking to rent in the area, check out our extensive list of rentals. 

We make it easy to find your first home, next home or dream home - by filtering home types, bedrooms, price and size, etc. When it comes to buying a home, you may not know where to start looking or what to do first. That is why it is always better to start your home buying process with a real estate agent. Katherine and Darin have a 39 combined years of experience and backed by Real Broker, LLC working for you is always better than a single agent.

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North Idaho Real Estate Under $500,000

$59,900
26-4198 MLS
Perched above the valley with forever views of the Saint Joe Mountains, this 6-acre parcel provides a breath of fresh mountain air to quietly contemplate the endless recreational opportunities which surround you. The tranquility of 300± feet of Adams Creek gently flowing through the property is yours alone to enjoy. Adjoining directly with Potlatch timber lands, this parcel is your gateway to literally thousands upon thousands of acres of timber and state lands waiting to be explored; 4-wheeling, ATV'ing, hiking, hunting or just enjoying the peaceful solitude. Basic necessities are available at the Fernwood Mercantile country store (5 miles away); from there, a short drive along Idaho's White Pine Scenic Byway can lead you to the shores of Lake Coeur d'Alene, or the southern route to the Palouse.

1425 Upriver View, Fernwood
$365,000
1 Baths ⋅ 26-4194 MLS
Tucked away on five beautifully treed acres, this shop-home is ready for you to customize, expand, or live while you build on the site above. Well and septic are in, giving you a ready start for development. The mobile home on site is given no value and will need to be removed by new owner. The land is gently rolling and wooded, providing natural privacy. Enjoy easy access to this convenient location between Coeur d'Alene and Sandpoint. This is North Idaho living with space to breathe, room to create, and land to call your own.

203 Richardsons Ridge, Careywood
$474,900
26-4191 MLS
Discover 3 acres of secluded waterfront paradise in North Idaho on the South End of Lake Coeur d' Alene, offering rare boat-only access and unmatched tranquility. 518 feet of water frontage. Bordering protected land managed by US Dept. of Interior, this property ensures privacy and unspoiled surroundings. Ideal for weekend escapes filled with fishing, hiking, and lakeside relaxation. Septic approval already in place for a 2400sf home and drain field. Currently has a 192sf cabin for bunking in on weekend excursions.

NNA Windy Bay, Worley
$375,000
3 Baths ⋅ 26-4186 MLS
Large commercial building on a .33-acre lot totaling approximately 6,500 SF with ample parking. The original building was built in 1947, with an addition in 1995. Ideal for office, event venue, community center, or redevelopment. Zoned Commercial. Currently a church - furniture and personal property negotiable. Large open sanctuary with a raised platform/pulpit, 2 ADA restrooms (each with 2 toilets & 2 sinks), community room, partial kitchen, additional bath, upstairs private office + AV booth overlooking sanctuary, partially finished basement, 2 entrances (1 fully ADA).

512 Mullan, Osburn
$399,500
3 Beds ⋅ 2 Baths ⋅ 26-4185 MLS
Seller Offering $5,000 closing cost credit! Motivated sellers! Buyers are encouraged to bring an offer! Positioned in Anderson Heights, this 2023 triple-wide manufactured home offers an exceptional opportunity in the heart of St. Maries. Offering 1,920 sq ft of single-level living, the home features 3 bedrooms, 2 bathrooms, and an open layout designed for comfortable everyday living. The kitchen includes a propane cooktop, electric wall oven, and center island with storage. The primary suite features a soaking tub, walk-in shower, dual vanity, and spacious walk-in closet. Wired for a generator and move-in ready, the home also includes a washer and electric dryer. Outside, a metal-roofed garage provides generous storage and workspace, with a lean-to perfect for an outdoor flex area, plus room to park an RV. A retaining wall with landscaping enhances the property, while rain gutters and a covered BBQ area added last year create an inviting outdoor living space. Bordered by Benewah County land, this property offers a rare sense of privacy and open space that is hard to find in town, all within reach of the rivers, wetlands, mountains, and forests that make St. Maries one of North Idaho's most beloved small towns.

2009 Elm, St. Maries
$429,000
1 Beds ⋅ 1 Baths ⋅ 26-4181 MLS
IT'S ALL YOU NEED--TO LIVE LIKE YOU'RE ON VACATION, EVERY DAY Pristine, Pottery Barn-inspired 1 bed 1 bath bungalow in Dover Bay's coveted Parkside neighborhood. Nestled on a corner lot with adjacent carport, home features bright white cabinetry, quartz countertops, and curated designer touches for a warm, elevated feel throughout. Located just 5 minutes to downtown Sandpoint, you're perfectly positioned to enjoy the best of North Idaho living--whether it's skiing at Schweitzer a short 20 minute drive away, boating on Lake Pend Oreille, or evenings filled with live music and waterfront dining. HOA covers it all: water, sewer, garbage, exterior maintenance, snow removal, landscaping, roof, and siding--so you can focus on living. Step outside to 9 miles of trails, a private beach, marina, café, market, and fitness club. Perfect for a local professional, retired couple, a vacation escape, or an income-producing rental. Priced to sell and packed with value, with all appliances included--this is a four-season lifestyle you'll never want to leave.

199 Pomrankey, Dover
$299,900
26-4177 MLS
Escape to the River: Your North Idaho Sanctuary Awaits! Discover the perfect blend of adventure and tranquility on this .95-acre level lot nestled in the heart of the legendary North Fork of the Coeur d'Alene River corridor. Whether you are looking for a turnkey seasonal basecamp or the ultimate site for your North Idaho dream home, this property is ready for your vision. This rare find comes fully equipped with electric on-site, a private well, and a septic system already installed, making it a ''plug-and-play'' opportunity for your RV or immediate building plans. Enjoy community access to North Fork. Spend your summers floating, fly-fishing, or swimming with the river only moments away.

405 Shady, Wallace
$275,000
2514393 MLS ⋅ Eighth High Valley Park BLDG.
Nestled along the Cowlitz River in Packwood’s desirable High Valley community, this build-ready parcel is a rare opportunity for anyone looking to capitalize on the Pacific Northwest’s thriving short-term rental market. With year-round demand driven by nearby White Pass Ski Area, Mt. Rainier and Gifford Pinchot National Forest outdoor recreation, this property is perfectly positioned to become a sought-after getaway destination. Even better - this is a true head start on your investment. The Master Site Review, approved septic permit, and a thoughtfully designed 3-bedroom A-Frame plan are all included, giving you a streamlined path from purchase to build to enjoyment. The A-Frame design is ideally suited for the PNW aesthetic that everyone loves - think soaring windows, natural light, and that cozy cabin experience that books season after season. Set in a peaceful, riverfront setting with community amenities and county-maintained access, this lot offers the balance we are all searching for: nature-forward surroundings with convenient proximity to adventure. Whether you’re creating a personal retreat with income potential or a dedicated vacation rental, the groundwork is already done, so you can focus on making the dream come true. Opportunities like this - build-ready, river view, design-included, and STR-friendly in Packwood are increasingly hard to find. Bring your builder and start turning this mountain escape into your next high-performing investment.

103 Maple Place, Packwood
$365,000
2 Beds ⋅ 3 Baths ⋅ 26-4170 MLS
MOTIVATED SELLER!! Low-maintenance living in an unbeatable Coeur d'Alene location! This 2-bedroom, 2.5-bath townhome offers 1,105 square feet of thoughtfully designed space, complete with an attached heated one-car garage. Inside, you'll find a clean, contemporary feel with quartz countertops, full quartz backsplash, stainless steel appliances, and durable luxury vinyl plank flooring throughout the main level. The open-concept layout creates a light and inviting atmosphere, anchored by a cozy fireplace that makes the space feel like home. Enjoy true lock-and-leave living with an HOA that covers exterior maintenance, landscaping, and snow removal. As part of The Village, residents have access to resort-style amenities including an indoor pool, spa, pickleball and tennis courts, and a clubhouse--bringing both convenience and community right to your doorstep!

3726 Torrey Pine, Coeur d'Alene
$350,000
2515431 MLS
Looking for your next development project? Here it is!! Ready to start with planning, engineering, permitting and then move dirt. Zoned MDR which allows single family homes and/or multifamily. Perfect development land in a small town that is experiencing massive growth. Total of 6 parcels included in sale. Buyer to do own due diligence.

SE Cowlitz Road, Winlock
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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.